METHOD AND SYSTEM FOR MANUAL AUTHORIZATION
First Claim
Patent Images
1. A method, comprising:
- identifying a first authorization request associated with a payment account, where said first authorization request was declined for a first purchase transaction for failing to comply with at least one of an account-level and a corporate-level use restriction associated with said payment account;
creating, in response to said declined first authorization request, a manual authorization record for said payment account and said first purchase transaction based on information associated with or resulting from said first authorization request; and
,temporarily overriding said at least one of an account-level and a corporate-level use restriction and allowing approval of a second authorization request involving said payment account and a second purchase transaction that complies with terms of said manual authorization record, including matching at least a portion of information from said first authorization request.
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Accused Products
Abstract
Embodiments provide systems, apparatus, methods, computer program code, and means for performing manual authorizations.
103 Citations
12 Claims
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1. A method, comprising:
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identifying a first authorization request associated with a payment account, where said first authorization request was declined for a first purchase transaction for failing to comply with at least one of an account-level and a corporate-level use restriction associated with said payment account; creating, in response to said declined first authorization request, a manual authorization record for said payment account and said first purchase transaction based on information associated with or resulting from said first authorization request; and
,temporarily overriding said at least one of an account-level and a corporate-level use restriction and allowing approval of a second authorization request involving said payment account and a second purchase transaction that complies with terms of said manual authorization record, including matching at least a portion of information from said first authorization request. - View Dependent Claims (2, 3, 4, 5, 6)
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7. An apparatus, comprising:
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a processor; and a memory in communication with said processor and storing instructions for operating said processor to; receive a first authorization request, said first authorization request identifying a payment account having at least one of an account-level and a corporate-level use restriction and identifying terms of a first purchase transaction; decline said first authorization request based on a failure of said terms of said first purchase transaction to comply with said at least one of an account-level and a corporate-level use restriction; establish, in response to said declined first authorization request, a manual authorization record for said payment account and a second purchase transaction, wherein said manual authorization record is based on information associated with or resulting from said first authorization request; receive a second authorization request associated with said payment account; and approve said second authorization request to temporarily override said at least one of an account-level and a corporate-level use restriction if at least a portion of terms of said second purchase transaction comply with said manual authorization record and information from said first authorization request. - View Dependent Claims (8, 9, 10, 11)
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12. A computer-readable medium having stored thereon a plurality of instructions, the plurality of instructions comprising:
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instructions to identify a first authorization request associated with a payment account, where said first authorization request was declined for a first purchase transaction for failing to comply with at least one of an account-level and a corporate-level use restriction associated with said payment account; instructions to create, in response to said declined first authorization request, a manual authorization record for said payment account and said first purchase transaction based on information associated with or resulting from said first authorization request; and
,instructions to temporarily override said at least one of an account-level and a corporate-level use restriction and allowing approval of a second authorization request involving said payment account and a second purchase transaction that complies with terms of said manual authorization record, including matching at least a portion of information from said first authorization request.
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Specification