SECURE TRANSACTION METHOD AND SYSTEM INCLUDING BIOMETRIC IDENTIFICATION DEVICES AND DEVICE READERS
First Claim
1. A method, comprising:
- receiving biometrically-authenticated data associated with funds of a user from a personal identification device of the user, the biometrically-authenticated data excluding biometric information of the user and being based on biometric information of the user authenticated by the personal identification device; and
sending an acknowledgement to the personal identification device when the funds of the user have been verified based on the biometrically-authenticated data associated with the funds.
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Abstract
The invention is directed towards methods, systems and apparatuses, see FIG. 1, (100) for providing secure and private interactions. The invention provides capability for verifying the identity of a party initiating an electronic interaction with another party through data input module (140) which is verified by the identity verification module (150), which further includes a self-destruct mechanism (153). Embodiments of the invention include secure methods for conducting transactions and for limiting the transfer and distribution of personal data to only those data that are absolutely necessary for the completion of the transactions. The invention facilitates the transfer of additional personal data contingent upon an agreement that appropriately compensates the provider of the personal data.
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Citations
1 Claim
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1. A method, comprising:
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receiving biometrically-authenticated data associated with funds of a user from a personal identification device of the user, the biometrically-authenticated data excluding biometric information of the user and being based on biometric information of the user authenticated by the personal identification device; and sending an acknowledgement to the personal identification device when the funds of the user have been verified based on the biometrically-authenticated data associated with the funds.
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Specification