Method and System Providing Advice and Services to Consumers
First Claim
1. A method for providing advice and/or services to a consumer the method including the steps of:
- the consumer storing relevant personal data in a secure repository connected to a data communications network;
the consumer specifying items of personal data in the secure repository that are to be accessible to at least one authorised advice provider;
an authorised advice provider accessing the consumer'"'"'s available items of personal data across the data communications network upon provision of necessary authentication;
the advice provider analysing the items of personal data to determine the advice for the consumer;
the advice provider depositing information into the consumer'"'"'s secure repository across the data communications network, said information representing the advice provided to the consumer; and
the consumer accessing the information deposited into their secure repository to review the advice.
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Accused Products
Abstract
The present invention provides a method and system for providing advice and/or services to a consumer including the secure electronic storage of rich private personal data preferably held in trust for and on behalf of a natural person or nominated business or corporate entities. The system provides the applications, processes, controls and data management services to collect from various sources, transfer, store and selectively retrieve data necessary to perform a range of specified planning and decision support activities or events, for which specific applications have been integrated with the secure data store for these purposes. The invention provides for the data owner and authorised persons such as advice and service providers to gain authenticated access to accessible data to undertake permitted tasks. These tasks may include receiving data or record views, or undertaking planning or decision support strategies, or such other tasks as are prescribed. In an embodiment, the system limits access to applications to approved authorised persons and requires specific permissions from the owner in order to manage data privacy standards. The system allows the owner to provide and revoke access permissions to applications and tracks and records all access events.
113 Citations
2 Claims
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1. A method for providing advice and/or services to a consumer the method including the steps of:
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the consumer storing relevant personal data in a secure repository connected to a data communications network; the consumer specifying items of personal data in the secure repository that are to be accessible to at least one authorised advice provider; an authorised advice provider accessing the consumer'"'"'s available items of personal data across the data communications network upon provision of necessary authentication; the advice provider analysing the items of personal data to determine the advice for the consumer; the advice provider depositing information into the consumer'"'"'s secure repository across the data communications network, said information representing the advice provided to the consumer; and the consumer accessing the information deposited into their secure repository to review the advice.
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2-100. -100. (canceled)
Specification