Claims processing hierarchy for designee
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Accused Products
Abstract
Methods and systems are provided for processing claims. A hierarchy is created including a claim management case level and a policy level. The claim management case level includes a claim management case node. The claim management case node relates to a designee under a first insurance policy. The policy level includes one or more policy nodes. Each of the policy nodes is associated with an insurance policy relating to the designee. At least one process for the claim management case is performed at the claim management case level. The process applies to at least one insurance policy relating to the designee.
104 Citations
103 Claims
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1-85. -85. (canceled)
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86. A method of processing insurance claims relating to the life or health of an insured, comprising.
receiving at least one notice of an event or condition that gives rise to a claim for payment under a first insurance policy covering the insured; -
creating a hierarchy comprising; a claim management case level comprising a claim management case node relating to a designee under the first insurance policy; and a policy level comprising one or more policy nodes, each of the policy nodes relating to an insurance policy relating to the designee, wherein the one or more insurance policies relating to the designee are associated with the claim management case; and performing at least one process for the claim management case at the claim management case level, wherein the at least one process applies to at least one insurance policy relating to the designee. - View Dependent Claims (87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101)
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102. A system, comprising:
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a processor; a memory coupled to the processor and configured to store program instructions executable by the processor to; receiving at least one notice of an event or condition that gives rise to a claim for payment under a first insurance policy covering the insured; creating a hierarchy comprising; a claim management case level comprising a claim management case node relating to a designee under the first insurance policy; and a policy level comprising one or more policy nodes, each of the policy nodes relating to an insurance policy relating to the designee, wherein the one or more insurance policies relating to the designee are associated with the claim management case; and performing at least one process for the claim management case at the claim management case level, wherein the at least one process applies to at least one insurance policy relating to the designee.
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103. A tangible, computer readable medium comprising program instructions, wherein the program instructions are computer-executable to:
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receiving at least one notice of an event or condition that gives rise to a claim for payment under a first insurance policy covering the insured; creating a hierarchy comprising; a claim management case level comprising a claim management case node relating to a designee under the first insurance policy; and a policy level comprising one or more policy nodes, each of the policy nodes relating to an insurance policy relating to the designee, wherein the one or more insurance policies relating to the designee are associated with the claim management case; and performing at least one process for the claim management case at the claim management case level, wherein the at least one process applies to at least one insurance policy relating to the designee.
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Specification