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Effecting an electronic payment

  • US 20090006217A1
  • Filed: 06/29/2007
  • Published: 01/01/2009
  • Est. Priority Date: 06/29/2007
  • Status: Active Grant
First Claim
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1. A method of effecting an electronic payment from customers to vendors via an internet, whereina vendor offers a product to potential customers over said internet,a customer browses the internet and said customer has a mobile cellular telephone configured to receive premium rate mobile terminating text messages, comprising the steps of:

  • transmitting transaction details of a transaction from said vendor to said browsing customer;

    transmitting order details of an order from said browsing customer to said vendor that requires a payment to be made by the customer; and

    transmitting a plurality of premium rate text messages to said telephone to effect said payment.

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