Secure computer and internet transaction software and hardware and uses thereof

• US 20090006232A1
• Filed: 06/29/2007
• Published: 01/01/2009
• Est. Priority Date: 06/29/2007
• Status: Abandoned Application

• Current Assignee: Ken A. Gallagher, Michael Mccarthy
• Original Assignee: Ken A. Gallagher, Michael Mccarthy
• Inventors: McCarthy, Michael, Gallagher, Ken A.
• Application Number:
  US11/824,270
• Publication Number:
  US 20090006232A1
• Time in Patent Office: Days
• US Class Current: 705/35
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

Methods of using an alternate embedded browser object in conjunction with an ecommerce transaction software system are described that comprise providing a server; providing a client; providing a user; and utilizing a software application, a code, a password or a combination thereof for server and client authentication, wherein the software application, a code, a password or a combination thereof is based on the transaction type requested by the user at the time of use. Also described is an embedded browser object that interfaces to an ecommerce transaction system without the need for a keyboard.

Claims

1. A method of using an alternate embedded browser object in conjunction with an ecommerce transaction software system, comprising:

providing a server;

providing a client;

providing a user; and

utilizing a software application, a code, a password or a combination thereof for server and client authentication, wherein the software application, a code, a password or a combination thereof is based on the transaction type requested by the user.

2. The method of claim 1, further comprising using a combination of pre-programmed user identifications in addition to encrypted challenge phrases from the client to the server and from the server to the client.

3. The method of claim 1, wherein the software application, the code, the password or the combination thereof includes the use of a pre programmed ID issued from a bank and merged with a set of user data in conjunction with at least one challenge phrase controlled by the bank.

4. The method of claim 3, wherein the at least one challenge phrase comprises using an image submitted by the user.

5. The method of claim 4, wherein the image is used as a visual backdrop on a merchant website for authentication.

6. The method of claim 1, wherein the browser is restricted to a set of pre-determined IP addresses for communications.

7. The method of claim 1, wherein the embedded browser object will self-configure and run on a particular computer.

8. The method of claim 1, wherein the ecommerce transaction software system will render itself inoperable upon unauthorized use.

9. An embedded browser object that interfaces to an ecommerce transaction system without the need for a keyboard.