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METHOD AND SYSTEM FOR PROVIDING A SECURE LOGIN SOLUTION USING ONE-TIME PASSWORDS

  • US 20090013402A1
  • Filed: 11/28/2007
  • Published: 01/08/2009
  • Est. Priority Date: 12/07/2006
  • Status: Active Grant
First Claim
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1. A method for enabling a user to log into a system requiring authentication, the method comprising:

  • (a) providing a random login key to the user;

    (b) receiving from the user identification means and a passcode, wherein the passcode is generated by the user in response to the random login key and is based on(i) a login key combination previously defined by the user, or(ii) a login key combination and PIN code previously defined by the user;

    (c) and comparing the passcode to the random login key based on(i) the login key combination associated with the user;

    or(ii) the login key combination and the PIN code associated with the user;

    and authenticate the user if the user supplied identification means and passcode are a match.

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