Vehicle Wallet
First Claim
Patent Images
1. A method for electronic purchase transactions, comprising:
- receiving a request for purchase approval at a user device from a point of sale device;
receiving purchase approval at the user device from a user;
transmitting the purchase approval to an in-vehicle device for purchase authorization;
receiving a purchase authorization at the user device from the in-vehicle device; and
transmitting the purchase authorization to the point of sale device, thereby completing the electronic purchase.
8 Assignments
0 Petitions
Accused Products
Abstract
Disclosed are methods and systems related to electronic purchase transactions.
54 Citations
25 Claims
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1. A method for electronic purchase transactions, comprising:
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receiving a request for purchase approval at a user device from a point of sale device; receiving purchase approval at the user device from a user; transmitting the purchase approval to an in-vehicle device for purchase authorization; receiving a purchase authorization at the user device from the in-vehicle device; and transmitting the purchase authorization to the point of sale device, thereby completing the electronic purchase. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method for electronic purchase transactions comprising:
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receiving a request for purchase approval at an in-vehicle device from a point of sale device; receiving purchase approval at the in-vehicle device from a user; authorizing the purchase; and transmitting the purchase authorization to the point of sale device, thereby completing the electronic purchase. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17)
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18. A vehicle wallet apparatus, comprising:
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a memory, configured for storing financial transaction data; a wireless transceiver, configured for transmitting and receiving financial transaction data to a user device; and a processor, coupled to the memory and the wireless transceiver, wherein the processor is configured for receiving the financial transaction data from the memory, for providing the financial transaction data to the wireless transceiver, and for enabling purchase completion between the vehicle wallet apparatus and a point of sale device. - View Dependent Claims (19, 20, 21)
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22. A vehicle wallet system, comprising:
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a user device, configured for receiving and approving a purchase request from a point of sale device and for obtaining a purchase authorization from an in-vehicle device; an in-vehicle device, configured for receiving a purchase authorization request from the user device, for obtaining a purchase authorization from a remote server, and for providing the purchase authorization to the user device; and a remote server, configured for providing a purchase authorization to the in-vehicle device. - View Dependent Claims (23, 24, 25)
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Specification