ELECTRONIC REGISTRATION AND TRANSACTION SYSTEM

• US 20090024526A1
• Filed: 10/23/2007
• Published: 01/22/2009
• Est. Priority Date: 07/20/2007
• Status: Abandoned Application

• Current Assignee: David Erickson
• Original Assignee: David Erickson
• Inventors: Erickson, David
• Application Number:
  US11/877,512
• Publication Number:
  US 20090024526A1
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/0603 Catalogue ordering
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

One preferred embodiment provides mobile device based registrations and transactions by providing an aggregator, in the form of a server connected to the internet for collecting and selectively distributing user data. The aggregator may obtain the user data through the mobile network operator, a third party data source (e.g., a credit reporting bureau), or from one-time user input with the aggregator. The user can selectively transmit their user data quickly (e.g., with the selection of a single link) via their mobile device between the aggregator and a third party content provider (e.g., a gambling site, adult content site, banking site, etc.).

Claims

1. A method of transferring data comprising:

navigating to a mobile device display page provided by a first server with a mobile device;

determining an identity of said mobile device by said first server located at a first location;

determining if said identity of said mobile device is associated with user data located on said first server;

obtaining said user data from a second server at a second location if said user data is not located on said first server; and

transmitting said user data to a third server located at a third location.

2. The method of claim 1, further comprising:

determining a display capability of said mobile device;

transmitting mobile device display data from said third server to said first server;

formatting said mobile device display data at said first server according to said viewing capability of said mobile device to create formatted mobile device display data;

transmitting said formatted mobile device display data to said mobile device.

3. The method of claim 1, wherein said second server is selected from a group consisting of:

a mobile network provider, a credit reporting bureau or a financial institution.

4. The method of claim 1, wherein said user data comprises a value selected from a group consisting of:

a name, an address or a bank account number.

5. The method of claim 1, wherein said third party server provides content selected from the following group:

gambling, adult content and financial transactions.

6. The method of claim 1, wherein said obtaining said user data from a second server at a second location if said user data is not located on said first server further comprises obtaining said user data from a fourth server at a fourth location if said user data is not located on said first server.

7. A method of conducting a financial transaction comprising:

operating a mobile device to display a first mobile device display page from a first server located at a first location;

determining an identification of said mobile device by said first server;

determining if said identification of said mobile device is associated with financial data located on said first server;

obtaining said user data from input of said mobile device if said financial data is not located on said first server and storing said financial data; and

conducting a transaction with a second server at a second location based on an account specified in said financial data.

8. The method of claim 7, wherein said operating a mobile device to display data from a first server is preceded by:

operating said mobile device to display a second mobile device display page from said second server; and

providing a link on said second mobile device display page to said first mobile device display page.

9. The method of claim 7, wherein said conducting a transaction with a second server at a second location based on an account specified in said financial data further comprises transferring a sum of money between a first account specified on said first server and a second account specified on said second server.

10. The method of claim 7, wherein said conducting a transaction with a second server at a second location based on an account specified in said financial data further comprises determining an appropriate transaction type based at least on said second location of said second server.

12. The method of claim 10, wherein said monitoring a predetermined event associated with a user by a first server further comprises monitoring a location of said mobile device.

13. The method of claim 10, wherein said event is selected from a group consisting of:

a movie release, TV episode release, a sports event;

a stock value; and

a mobile phone location.

14. The method of claim 10, wherein said providing mobile display page data for said mobile device after the occurrence of said event by a first server at a first location further comprises automatically displaying said mobile display page data on said mobile device.

15. The method of claim 10, further comprising:

monitoring user activity;

collecting user data based on said user activity;

storing said user data on a local device; and

,

transmitting said user data to said first server;

wherein said predetermined event associated with a user is selected from said user data.

11. A method of providing content to a mobile device comprising:

monitoring a predetermined event associated with a user by a first server;

providing mobile display page data to said mobile device after the occurrence of said event by a first server at a first location;

said mobile display page data comprising a user request;

displaying said mobile display page data on said mobile device;

accepting said user request on said mobile device by communicating with said first server;

determining if said mobile device is associated with user data located on said first server;

obtaining said user data from a second server at a second location if said user data is not located on said first server; and

,

transmitting said user data to a third server located at a third location.