ONLINE ORIGINATION MACHINE

• US 20090037307A1
• Filed: 08/01/2007
• Published: 02/05/2009
• Est. Priority Date: 08/01/2007
• Status: Abandoned Application

• Current Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Original Assignee: Wachovia Corporation (Wells Fargo & Company)
• Inventors: Ortega, Robert J.
• Application Number:
  US11/832,600
• Publication Number:
  US 20090037307A1
• Time in Patent Office: Days
• US Class Current: 705/35
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

A system that facilitates an identification of potential investment banking opportunities and matches those identified potential banking investment opportunities to investment banking products is disclosed. More opportunities are acted on and more deals are closed than without the subject innovation. Additionally, a user interface facilitates product match and product configuration. After a product is configured and matched to an opportunity, a presentation is generated to ‘pitch’ to a customer.

Claims

1. A computer implemented system comprising the following computer executable components:

a potential opportunity identifier component that discovers a plurality of investment opportunities; and

an opportunity network component that receives a subset of the investment opportunities and matches at least some of the subset to an investment product.

2. The computer implemented system of claim 1 further comprising a filter component that filters the subset of the investment opportunities from the plurality of investment opportunities.

3. The computer implemented system of claim 2 further comprising a matching component that matches each of the subset to the investment product as a function of a predefined policy.

4. The computer implemented system of claim 3 further comprising a product configuring component that configures at least one investment product to best match at least one of the subset of the investment opportunities.

5. The computer implemented system of claim 1 further comprising an investment banking opportunity referral component.

6. The computer implemented system of claim 1 further comprising a product configuration component that configures at least one investment product to best match an investment opportunity.

7. The computer implemented system of claim 1 further comprising a prioritized potential opportunity component to prioritize the subset of the investment opportunities.

8. The computer implemented system of claim 1 further comprising a presentation generation component that creates an individualized sales document for the matches.

9. The computer implemented system of claim 8 further comprising a filter component that filters the subset of the investment opportunities from the plurality of the investment opportunities based upon at least one of size of market, size of company, sector of economy, type of industry, historical sales data, sales forecasts or location.

10. The computer implemented system of claim 1 further comprising a matching component that matches each of the subset of the investment opportunities with a plurality of investment products based upon at least one of size of market, size of company, sector of economy, type of industry, historical sales data, sales forecasts or location.

11. The computer implemented system of claim 10 further comprising a presentation generation component that creates an individualized sales document for the matches.

12. A computer implemented method comprising the following computer executable acts:

receiving information regarding a potential investment banking opportunity; and

at least one of, matching the potential investment banking opportunity with an already established investment product or configuring a new investment product to at least partially match the received potential commercial investment opportunity.

13. The computer implemented method of claim 12 further comprising:

receiving a second potential investment banking opportunity; and

prioritizing the potential investment banking opportunities based upon at least one of size, industry, location, type, or history.

14. The computer implemented method of claim 13 wherein the act of receiving information regarding a potential investment banking opportunity comprises receiving information regarding a filtered list of potential investment banking opportunities.

15. The computer implemented method of claim 13 wherein the act of receiving information regarding a potential investment banking opportunity comprises receiving information regarding a filtered and prioritized list of potential investment banking opportunities.

16. The computer implemented method of claim 13 wherein the act of receiving information regarding a potential investment banking opportunity comprises receiving information regarding a filtered, prioritized and encrypted list of potential investment banking opportunities.

17. The computer implemented method of claim 13 further comprising generating a presentation based upon the matched potential banking opportunity in view of a subset of the investment products.

18. The computer implemented method of claim 17 further comprising reviewing the presentation to determine an error or area for improvement.

19. The computer implemented method of claim 18 further comprising internally correcting the determined error or area for improvement.

20. A computer implemented system comprising the following computer executable components:

means for identifying a plurality of potential investor baking opportunities; and

means for matching a subset of the identified potential investment banking opportunities with at least one investment banking product based upon at least two of size, industry, location and type.