Virtual Card Selector for a Portable Electronic Device
First Claim
1. A portable electronic device having a display, comprising:
- a memory configured to store a plurality of virtual cards;
a controller, operable with the memory, configured to retrieve at least the plurality of virtual cards from the memory and to present at least some of the plurality of virtual cards on the display;
a virtual card application, operable with the controller, and configured to manage the plurality of virtual cards and permit user selection of at least one of the plurality of virtual cards; and
an arranger module, operable with the controller, configured to determine a priority of each of the plurality of virtual cards;
wherein the controller is configured to present the at least some of the plurality of virtual cards on the display in accordance with the priority.
1 Assignment
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Accused Products
Abstract
A portable electronic device (100), such as a mobile telephone, portable computer, personal digital assistant, or other similar device, is equipped with a virtual card application (101) configured to manage a plurality of virtual cards (106,107,108,109). Such virtual cards (106,107,108,109) are used in financial and other transactions by way of a wireless near-field transceiver (114) and a near-field communication terminal, such as a payment terminal (115). To provide a user with a seamless, less complex virtual card selection process, an arranger module (102) is configured to determine a priority associated with each of the virtual cards (106,107,108,109). The priority may be determined from location, schedule, calendar, user input, or other means. Once the priority is determined, the virtual card with the foremost priority is advanced as a top of the wallet card (111). The top of the wallet card (111), in one embodiment, is the default card for use in the transaction.
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Citations
20 Claims
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1. A portable electronic device having a display, comprising:
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a memory configured to store a plurality of virtual cards; a controller, operable with the memory, configured to retrieve at least the plurality of virtual cards from the memory and to present at least some of the plurality of virtual cards on the display; a virtual card application, operable with the controller, and configured to manage the plurality of virtual cards and permit user selection of at least one of the plurality of virtual cards; and an arranger module, operable with the controller, configured to determine a priority of each of the plurality of virtual cards; wherein the controller is configured to present the at least some of the plurality of virtual cards on the display in accordance with the priority. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method of presenting at least some of a plurality of virtual cards on a portable electronic device having a display, the method comprising the steps of:
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determining priority values associated with each of the plurality of virtual cards; assigning each of the plurality of virtual cards a corresponding priority value; and presenting the at least some of the plurality of virtual cards on the display according to their corresponding priority values. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification