Apparatuses, Systems and Methods for Loading, Activating and Redeeming an Investment Gift Card
First Claim
Patent Images
1. A system for loading, activating, and redeeming an investment gift card comprising:
- a gift card having an identifier associated with said gift card;
a database wherein said database associates said identifier with said gift card;
an activation interface wherein said activation interface obtains said identifier associated with said gift card, verifies said identifier is associated with said gift card and associates a denomination of money with said gift card in said database;
a storage system wherein said storage system stores said denomination of money until redemption;
a redemption interface wherein said redemption interface obtains said identifier associated with said gift card and other redemption information;
a router wherein said router routes at least a portion of said denomination of money from said storage system into an existing investment account determined according to said other redemption information.
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Abstract
Embodiments of the present technology provide apparatuses, systems and methods for loading, activating, and redeeming an investment gift card.
68 Citations
22 Claims
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1. A system for loading, activating, and redeeming an investment gift card comprising:
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a gift card having an identifier associated with said gift card; a database wherein said database associates said identifier with said gift card; an activation interface wherein said activation interface obtains said identifier associated with said gift card, verifies said identifier is associated with said gift card and associates a denomination of money with said gift card in said database; a storage system wherein said storage system stores said denomination of money until redemption; a redemption interface wherein said redemption interface obtains said identifier associated with said gift card and other redemption information; a router wherein said router routes at least a portion of said denomination of money from said storage system into an existing investment account determined according to said other redemption information. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A method of loading, activating, and redeeming an investment gift card comprising:
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assigning an identifier to a gift card; compiling a database wherein said identifier is associated with said gift card; activating said gift card by obtaining said identifier associated with said gift card; verifying said identifier is associated with said gift card and associating a denomination of money with said gift card in said database; storing said denomination of money until redemption; obtaining said identifier associated with said gift card and other redemption information; routing at least a portion of said denomination of money from said storage system into an existing investment account determined according to said other redemption information. - View Dependent Claims (21)
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22. A computer-readable medium having a set of instructions for execution by a computer, the set of instruction comprising:
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an identification routine configured to assign an identifier to a gift card; a compilation routine configured to compile a database wherein said identifier is associated with said gift card; an activation routine configured to activate said gift card by obtaining said identifier associated with said gift card, verifying said identifier is associated with said gift card and associating a denomination of money with said gift card in said database; a storage routine configured to store said denomination of money until redemption; a redemption routine configured to obtain said identifier associated with said gift card and other redemption information; a routing routine configured to route at least a portion of said denomination of money from said storage system into an existing investment account determined according to said other redemption information.
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Specification