Method and system for financial counseling
First Claim
1. A method for rendering financial counseling services, such method comprising the steps of:
- a. receiving information concerning a debtor'"'"'s financial condition;
b. evaluating such debtor'"'"'s financial condition; and
c. recommending a course of action to improve such debtor'"'"'s financial condition.
1 Assignment
0 Petitions
Accused Products
Abstract
Financial institutions providing counseling to costumers have to spend a significant amount of time gathering data from their clients and analyzing that data before offering appropriate financial advice to their customers. Some Debt Management Programs allow costumers to enroll using online systems without appropriate education or counseling. The present invention allows a costumer to obtain financial counseling automatically. A Credit Report Data Integration system, furthermore, streamlines the process by allowing the system to obtain data, with consent of the customer, from the credit bureaus to determine the financial needs of the client. The system allows the counselor to concentrate on counseling the client, instead of dealing with data entry and analysis. Furthermore, the client has the opportunity, if desired, to receive counseling from the system without having to actually meet a counselor.
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Citations
5 Claims
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1. A method for rendering financial counseling services, such method comprising the steps of:
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a. receiving information concerning a debtor'"'"'s financial condition; b. evaluating such debtor'"'"'s financial condition; and c. recommending a course of action to improve such debtor'"'"'s financial condition. - View Dependent Claims (2, 3, 4, 5)
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Specification