WIDE AREA NETWORK PERSON-TO-PERSON PAYMENT
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0 Petitions
Accused Products
Abstract
According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
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Citations
65 Claims
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1-63. -63. (canceled)
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64. A method for transferring money using a wide-area computer network and a stored value account, the method comprising:
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creating the stored value account for a user on a server computer system; receiving money in the stored value account; receiving input from the user indicating a transfer method and trigger condition; determining if the trigger condition is satisfied; and automatically transferring credit from the stored value account of the user using the transfer method if the trigger condition is satisfied. - View Dependent Claims (65)
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Specification