WIDE AREA NETWORK PERSON-TO-PERSON PAYMENT
4 Assignments
0 Petitions
Accused Products
Abstract
According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
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Citations
64 Claims
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1-58. -58. (canceled)
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59. A method for transferring money using a wide-area computer network, the method comprising:
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receiving at a server computer system a first request from a sender to send money to a recipient; sending an electronic notification from the server computer system to the recipient to notify the recipient of the first request; receiving a second request at the server computer system to receive at least some of the money as a money order; and sending a third request from the server computer system to a payment service to generate a negotiable instrument to permit the negotiable instrument to be delivered to the recipient, wherein the second request includes a delivery address and the amount of the negotiable instrument. - View Dependent Claims (60, 61, 62, 63)
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64-65. -65. (canceled)
Specification