INTERNET-BASED MONEY ORDER SYSTEM
13 Assignments
0 Petitions
Accused Products
Abstract
A system and method for purchasing a money order via the internet including the steps of providing an internet based money order system capable of generating money orders upon the receipt of a purchase request by a prospective buyer via the internet for a predetermined amount of funds. The prospective buyer transmits information to the money order system. via the internet, which information is required to purchase the money order. The money order is then remotely generated by the money order system and is delivered to an intended recipient of the money order.
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Citations
26 Claims
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1-18. -18. (canceled)
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19. A database, comprising:
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data for submitting an electronic funds transfer request and based on a money order generation request from a requestor; data on a completed electronic funds transfer; data on delivery of a generated money order; data on authorization of generation of a money order; and data on a confirmation, for the requestor, of the money order authorization.
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20. A method for purchasing a money order utilizing a money order system, wherein the money order system is accessible online through a wide area network, said method comprising:
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submitting, to the money order system and via the wide area network, a request for a money order, the request including authorization to debit a card account, wherein the submitting step is initiated by a money order sender; receiving confirmation by a money order sender, via the wide area network, that the money order request has been fulfilled; issuing a money order, wherein the money order is backed by a third party other than the money order sender or a recipient; and causing delivery of the money order to the recipient. - View Dependent Claims (21)
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22. A method for generating a money order from a money order dispensing apparatus, wherein the money order is backed by a third party, said method comprising:
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receiving, from a requestor and via a wide area network, a money order request; requesting an electronic funds transfer upon receipt of the money order request, whereby the electronic funds transfer is used to pay for a money order; instructing the money order dispensing apparatus to generate the money order upon receipt of the funds in response to the electronic funds transfer request, wherein the money order is backed by someone other than the requestor; and initiating delivery of the money order after generation to a location associated with a recipient. - View Dependent Claims (23, 24, 25)
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26. (canceled)
Specification