Banking system controlled responsive to data bearing records

• US 20090057398A1
• Filed: 08/26/2008
• Published: 03/05/2009
• Est. Priority Date: 08/29/2007
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Self-Service Systems (Diebold Nixdorf, Incorporated)
• Inventors: Lute, Richard C. JR., Schoeffler, Daniel, Douglass, Mark A., Kraft, Dave
• Granted Patent: US 8,181,855 B2
• Time in Patent Office: Days
• US Class Current: 235/379
• CPC Class Codes: G07F 19/00 Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines data processing equipment for bank accounting G06Q40/02
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/205 Housing aspects of ATMs

Abstract

An automated banking machine operates using data read from user cards. The machine is operative to transfer funds in account. The machine includes a fascia adapted to be held by a lock adjacent an opening of a housing supported atop a chest. The fascia is in operatively supported connection with the housing and operatively supported by the housing through two horizontally-disposed members. The machine includes at least one serviceable component supported within the housing or by the fascia. The fascia is moved away from the housing while operatively supported by the housing through the two horizontally-disposed members and a servicer may stand between the two horizontally-disposed members while servicing at least one component of the machine. The housing may alternatively or additionally include a rear panel similarly mounted with two horizontally-disposed members for servicing of machine components.

Claims

1. A method performed in connection with an automated banking machine that operates responsive to data read from user cards, comprising:

(a) releasing a lock holding a cover adjacent to an opening of a housing of an automated banking machine, wherein the automatic banking machine includes a card reader operative to read indicia on user cards corresponding to financial accounts, a printer operative to print information corresponding to financial accounts and financial transactions, and a cash dispenser;

(b) subsequent to step (a), moving the cover away from the housing, wherein the cover remains in operatively supported connection with the housing, and wherein the cover is operatively supported by the housing through two horizontally-disposed members;

(c) subsequent to step (b), moving to stand between the horizontally-disposed members; and

(d) during at least a portion of step (c), servicing at least one component of the automated banking machine through manual engagement therewith.

2. The method of claim 1, further comprising:

(e) moving out from between the horizontally-disposed members; and

(f) moving the cover back toward the housing, whereby the cover is positioned adjacent the housing opening.

3. The method of claim 2, further comprising:

(f) securing the lock, whereby the cover is held adjacent the housing opening.

4. The method of claim 1, wherein the at least one component is supported at least partially within the housing, the method further comprising:

(e) subsequent to at least a portion of performing step (c), moving the at least one component away from the housing, wherein the at least one component remains in operatively-supported connection with the housing.

5. The method of claim 4, wherein the at least one component remains in operatively-supported connection with the housing through two slideable horizontally-disposed members, and wherein step (e) further comprises sliding the at least one component away from the housing.

6. The method of claim 5, further comprising:

(f) subsequent to (e), sliding the at least one component back into the housing.

7. The method of claim 4, wherein the at least one component remains in operatively supported connection with the housing through a pivot member, and wherein step (e) further comprises pivoting at least a portion of the at least one component away from the housing.

8. The method of claim 7, further comprising:

(f) subsequent to (e), pivoting the at least one component back into the housing.

9. The method of claim 4, wherein in step (e) the at least one component remains in operatively supported connection with the housing through a moveable tray in supporting connection with a slide bracket, and wherein step (e) further comprises sliding the at least one component away from the housing.

10. The method of claim 9, further comprising:

(f) subsequent to step (e), sliding the at least one component back into the housing.

11. The method of claim 1, wherein in step (d) the at least one component is in operatively supported connection with the cover.

12. The method of claim 11, wherein in step (d) the at least one component remains in operatively supported connection with the cover through two slideable horizontally-disposed members, and wherein step (e) further includes sliding the at least one component away from the cover.

13. The method of claim 12, further comprising:

(f) subsequent to step (e) sliding the at least one component back toward the cover.

14. The method of claim 11, wherein in step (d) the at least one component remains in operatively supported connection with the cover through a pivot member, and wherein step (e) further includes pivoting the at least one component away from the cover.

15. The method of claim 14, further comprising:

(f) subsequent to step (e) pivoting the at least one component back toward the cover.

16. The method of claim 11, wherein in step (d) the at least one component is in operatively supported connection with a fascia of the machine through a moveable tray in supporting connection with a slide bracket, and wherein step (e) further comprises sliding the at least one component away from the fascia.

17. The method of claim 16, further comprising:

(f) subsequent to step (e), sliding the at least one component back toward the fascia.

18. The method of claim 1, further comprising:

(e) removing at least a portion of the at least one component.

19. The method of claim 18, further comprising:

(f) subsequent to (e), installing at least a portion of the at least one component.

20. The method of claim 1, wherein each horizontally-disposed member comprises a slide, and wherein step (b) further includes sliding the cover away from the housing.

21. The method of claim 1, wherein in step (b) the cover includes a fascia, and the opening of the housing includes a front opening.

22. The method of claim 1, wherein in step (b) the cover comprises a movable rear panel, and wherein the opening of the housing includes a rear opening.

23. The method of claim 1, wherein in step (d) the at least one component comprises at least one of a card reader, a printer, computer processors, controllers, actuators, sensors, memory modules, communications devices, displays, a keypad and a camera, or combinations thereof.

24. The method of claim 1, wherein in step (b) the housing, the cover, and the two horizontally-disposed members define a space in which a servicer stands while performing step (d).