METHOD FOR USE IN ASSOCIATION WITH IDENTIFICATION TOKEN AND APPARATUS INCLUDING IDENTIFICATION TOKEN

• US 20090065575A1
• Filed: 09/10/2007
• Published: 03/12/2009
• Est. Priority Date: 09/10/2007
• Status: Active Grant

• Current Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Original Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Inventors: Phillips, Simon, Wankmueller, John Robert
• Granted Patent: US 7,992,779 B2
• Time in Patent Office: Days
• US Class Current: 235/380
• CPC Class Codes: G06K 19/07309 Means for preventing undesired reading or writing from or onto record carriers
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3672 initialising or reloading thereof
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

In some embodiments, a method comprises: sensing at least one of movement and position of an identification token; determining if a criteria is satisfied; and enabling operation of the identification token if the criteria is satisfied; wherein determining if the criteria is satisfied comprises determining if the at least one of movement and position satisfies a reference criteria; and wherein the sensor comprises a sensor to provide a signal indicative of at least one of movement and position of the identification token prior to presentation to a proximity coupling device. In some embodiments, apparatus comprises: an identification token comprising: a sensor to provide a signal indicative of at least one of movement and position of the identification token; circuitry, to receive the signal, to determine if a criteria is satisfied, and to enable operation of the identification token if the criteria is satisfied; wherein the circuitry comprises circuitry to determine if the at least one of movement and position satisfies a reference criteria wherein the sensor comprises a sensor to provide a signal indicative of at least one of movement and position of the identification token prior to presentation to a proximity coupling device.

Claims

1. A method comprising:

sensing at least one of movement and position of an identification token;

determining if a criteria is satisfied; and

enabling operation of the identification token if the criteria is satisfied;

wherein determining if the criteria is satisfied comprises determining if the at least one of movement and position satisfies a reference criteria; and

wherein sensing at least one of movement and position of an identification token comprises initiating the sensing of the at least one of movement and position of the identification token prior to presentation to a proximity coupling device.

2. The method of claim 1 wherein sensing at least one of movement and position of an identification token comprises:

sensing movement of the identification token.

3. The method of claim 2 wherein determining if the at least one of movement and position satisfies a reference criteria comprises:

determining if the movement satisfies the reference criteria.

4. The method of claim 2 wherein determining if the at least one of movement and position satisfies the reference criteria comprises:

determining if the movement satisfies a biometric reference criteria.

5. The method of claim 2 wherein determining if the at least one of movement and position satisfies the reference criteria comprises:

determining if the movement indicates that the identification token has been shaken with a force having a magnitude in excess of a reference magnitude.

6. The method of claim 3 wherein sensing movement of the identification token comprises:

sensing acceleration of the identification token.

7. The method of claim 6 wherein determining if the movement satisfies the reference criteria comprises:

determining if the acceleration satisfies a reference criteria.

8. The method of claim 6 wherein determining if the movement satisfies the reference criteria comprises:

determining if the acceleration satisfies a biometric reference criteria.

9. The method of claim 6 wherein determining if the movement satisfies the reference criteria comprises:

determining if the acceleration indicates that the identification token has been shaken with a force having a magnitude in excess of a reference magnitude.

10. The method of claim 1 wherein sensing at least one of movement and position of an identification token comprises:

sensing movement of a proximity payment device.

11. The method of claim 10 wherein determining if the at least one of movement and position satisfies a reference criteria comprises:

determining if the movement satisfies the reference criteria.

12. The method of claim 11 wherein sensing movement of the proximity payment device comprises:

sensing acceleration of the proximity payment device.

13. The method of claim 12 wherein determining if the movement satisfies a reference criteria comprises:

determining if the acceleration satisfies a reference criteria.

14. The method of claim 12 wherein determining if the movement satisfies the reference criteria comprises:

determining if the acceleration satisfies a biometric reference criteria.

15. The method of claim 12 wherein determining if the movement satisfies the reference criteria comprises:

determining if the acceleration indicates that the proximity payment device has been shaken with a force having a magnitude in excess of a reference magnitude.

16. The method of claim 1 where the reference criteria comprises a first reference criteria and wherein determining if a criteria is satisfied further comprises:

determining if at least one of a time of a day and a day of a month satisfies a second reference criteria.

17. The method of claim 16 wherein determining if at least one of a time of a day and a day of a month satisfies a second reference criteria comprises:

determining if the time of the day satisfies the second reference criteria.

18. The method of claim 1 further comprising using the at least one of movement and position for at least one function not related to enabling operation of the identification token.

19. The method of claim 1 further comprising:

determining if a user may need to be moving; and

providing an indication if the at least one of movement and position does not indicate that the identification token is moving.

20. The method of claim 19 wherein the indication comprises an audible indication.

21. The method of claim 1 further comprising:

answering an incoming call if the at least one of movement and position indicates that the identification token is moving towards a user'"'"'s ear.

41. The method of claim 1 wherein determining if the at least one of movement and position satisfies a reference criteria comprises:

determining, prior to presentation to the proximity coupling device, if the at least one of movement and position satisfies the reference criteria.

22. Apparatus comprising:

an identification token comprising;

a sensor to provide a signal indicative of at least one of movement and position of the identification token;

circuitry, to receive the signal, to determine if a criteria is satisfied, and to enable operation of the identification token if the criteria is satisfied;

wherein the circuitry comprises circuitry to determine if the at least one of movement and position satisfies a reference criteria; and

wherein the sensor comprises a sensor to provide a signal indicative of at least one of movement and position of the identification token prior to presentation to a proximity coupling device.

23. The apparatus of claim 22 wherein the sensor comprises a sensor to provide a signal indicative of acceleration of the identification token.

24. The apparatus of claim 23 wherein the circuitry to determine if the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine if the acceleration satisfies a reference criteria.

25. The apparatus of claim 23 wherein the circuitry to determine if the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine if the acceleration satisfies a biometric reference criteria.

26. The apparatus of claim 23 wherein the circuitry to determine if the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine if the acceleration indicates that the identification token has been shaken with a force having a magnitude in excess of a reference magnitude.

27. The apparatus of claim 22 wherein the identification token comprises a proximity payment device.

28. The apparatus of claim 27 wherein the sensor comprises a sensor to provide a signal indicative of acceleration of the proximity payment device.

29. The apparatus of claim 28 wherein the circuitry to determine if the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine if the acceleration satisfies a reference criteria.

30. The apparatus of claim 28 wherein the circuitry to determine if the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine if the acceleration satisfies a biometric reference criteria.

31. The apparatus of claim 28 wherein the circuitry to determine if the at least one of movement and position satisfies a reference criteria comprises:

circuitry to determine if the acceleration indicates that the proximity payment device has been shaken with a force having a magnitude in excess of a reference magnitude.

32. Apparatus comprising:

an identification token comprising;

a sensor to provide a signal indicative of at least one of movement and position of the identification token; and

means, responsive to the signal, for determining if a criteria is satisfied and enabling operation of the identification token if the criteria is satisfied;

wherein the means comprises means for determining if the at least one of movement and position satisfies a reference criteria; and

wherein the sensor comprises a sensor to provide a signal indicative of at least one of movement and position of the identification token prior to presentation to a proximity coupling device.

33. The apparatus of claim 32 wherein the sensor comprises a sensor to provide a signal indicative of acceleration of the identification token.

34. The apparatus of claim 33 wherein the means for determining if the at least one of movement and position satisfies a reference criteria comprises:

means for determining if the acceleration satisfies a reference criteria.+

35. The apparatus of claim 33 wherein the means for determining if the at least one of movement and position satisfies a reference criteria comprises:

means for determining if the acceleration satisfies a biometric reference criteria.

36. The apparatus of claim 33 wherein the means for determining if the at least one of movement and position satisfies a reference criteria comprises:

means for determining if the acceleration indicates that the identification token has been shaken with a force having a magnitude in excess of a reference magnitude.

37. The apparatus of claim 32 wherein the identification token comprises a proximity payment device.

38. The apparatus of claim 37 wherein the sensor comprises a sensor to provide a signal indicative of acceleration of the proximity payment device.

39. The apparatus of claim 38 wherein the means for determining if the at least one of movement and position satisfies a reference criteria comprises:

means for determining if the acceleration satisfies a reference criteria.

40. The apparatus of claim 38 wherein the means for determining if the at least one of movement and position satisfies a reference criteria comprises:

means for determining if the acceleration satisfies a biometric reference criteria.