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MOBILE WALLET AND DIGITAL PAYMENT

  • US 20090068982A1
  • Filed: 09/10/2007
  • Published: 03/12/2009
  • Est. Priority Date: 09/10/2007
  • Status: Active Grant
First Claim
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1. A computer-implemented system that facilitates securing a wireless digital transaction, comprising:

  • a terminal component receives a portion of data related to a payment for at least one of a good or a service;

    a mobile device that includes at least one mobile payment card (m-card), the m-card is created by establishing a link to an account associated with a form of currency; and

    the mobile device employs public-key cryptography (PKC) to securely and wirelessly transmit a payment to the terminal component utilizing the m-card and linked account.

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