HOST CAPTURE
First Claim
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1. A method for processing a transaction, comprising:
- receiving an authorization request message comprising an account number;
associating a unique transaction identifier with the transaction, after receiving the authorization request message;
identifying an issuer identifier from the account number;
sending the authorization request message to an issuer using the issuer identifier;
receiving an authorization response message from the issuer; and
sending the authorization response message and the unique transaction identifier.
1 Assignment
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Accused Products
Abstract
A system and method for processing transactions. A unique transaction identifier is generated for each transaction. Processing of the transaction utilizes the unique transaction identifier.
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Citations
33 Claims
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1. A method for processing a transaction, comprising:
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receiving an authorization request message comprising an account number; associating a unique transaction identifier with the transaction, after receiving the authorization request message; identifying an issuer identifier from the account number; sending the authorization request message to an issuer using the issuer identifier; receiving an authorization response message from the issuer; and sending the authorization response message and the unique transaction identifier. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method for processing a transaction, comprising:
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receiving a preauthorization request message comprising an account number; associating a unique transaction identifier with the transaction, after receiving the preauthorization request message; identifying an issuer identifier from the account number; sending the preauthorization request message to an issuer using the issuer identifier; receiving an authorization response message from the issuer; sending the authorization response message and the unique transaction identifier; and receiving a transaction completion message comprising the unique transaction identifier and a revised transaction amount. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A method for processing a transaction, comprising:
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obtaining an account number associated with a consumer; sending an authorization request message comprising the account number and an amount for the transaction to a payment processing network; and receiving an authorization response message comprising a unique transaction identifier for the transaction. - View Dependent Claims (22)
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23. A method for processing a transaction, comprising:
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obtaining an account number associated with a consumer; sending a preauthorization request message comprising the account number to a payment processing network; receiving an authorization response message comprising a unique transaction identifier for the transaction; and sending a payment completion message comprising the unique transaction number and a revised transaction amount to the payment processing network. - View Dependent Claims (24, 25, 26, 27)
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28. A computer readable medium comprising:
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code for receiving an authorization request message comprising an account number; code for associating a unique transaction identifier with the transaction; code for identifying an issuer identifier from the account number; code for sending the authorization request message to an issuer using the issuer identifier; code for receiving an authorization response message from the issuer; code for sending the authorization response message and the unique transaction identifier; and code for upon receiving an authorization response message comprising an approval of the transaction. - View Dependent Claims (29, 30, 31)
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32. A computer readable medium comprising:
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code for receiving a preauthorization request message comprising an account number and an estimated transaction amount; code for associating a unique transaction identifier with the transaction; code for identifying an issuer identifier from the account number; code for sending the preauthorization request message to an issuer using the issuer identifier; code for receiving an authorization response message from the issuer; code for sending the authorization response message and the unique transaction identifier; and code for receiving a transaction completion message comprising the unique transaction identifier and a revised transaction amount. - View Dependent Claims (33)
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Specification