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Systems and Methods for Allocating an Amount to a Third Party Biller

  • US 20090076957A1
  • Filed: 12/01/2008
  • Published: 03/19/2009
  • Est. Priority Date: 11/05/1999
  • Status: Active Grant
First Claim
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1. A method for receiving an allocation of an amount associated with a transaction, the method comprising:

  • receiving, at a third party biller and from a first financial account issuer, a request to charge a second portion of the amount to a second billing account having a second identifier, wherein the third party biller administers the second billing account, and wherein the third party biller comprises a server; and

    ,facilitating charging, by the third party biller, the second portion of the amount to the second billing account;

    wherein the first financial account issuer receives a request to debit the amount from a first financial account having a first identifier, wherein the first financial account issuer issued the first financial account, and wherein the first financial account issuer comprises a server; and

    ,wherein the first financial account issuer acquires an allocation rule associated with the first identifier, transforms an allocation instruction based on the allocation rule, facilitates debiting, based upon the allocation rule, a first portion of the amount from the first financial account, and allocates, based upon the allocation rule, the second portion of the amount to the second billing account.

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