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Systems and Methods for Establishing an Allocation of an Amount Between Transaction Accounts

  • US 20090076958A1
  • Filed: 12/01/2008
  • Published: 03/19/2009
  • Est. Priority Date: 11/05/1999
  • Status: Active Grant
First Claim
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1. A method for transforming an allocation instruction for an amount associated with a transaction, the method comprising:

  • establishing at least a portion of an allocation rule associated with a first identifier; and

    ,sending, to a first financial account issuer, a request to debit the amount from a first financial account having a first identifier, wherein the first financial account issuer issued the first financial account;

    wherein the first financial account issuer comprises a server which facilitates transforming the allocation instruction based on the allocation rule, debiting, by the first financial account issuer and based upon the allocation rule, a first portion of the amount from the first financial account, and allocates, based upon the allocation rule, a second portion of the amount to a second financial account having a second identifier; and

    ,wherein a second financial account issuer issued the second financial account, wherein the second financial account issuer is different from the first financial account issuer, and wherein the second financial account issuer debits the second portion of the amount from the second financial account.

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