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Methods and apparatus for conducting electronic transactions

  • US 20090076966A1
  • Filed: 11/21/2008
  • Published: 03/19/2009
  • Est. Priority Date: 08/31/1999
  • Status: Active Grant
First Claim
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1. A method for conducting a transaction, the method comprising:

  • forwarding a challenge to an intelligent token of a client, wherein said intelligent token generates a challenge response;

    receiving said challenge response;

    assembling credentials for a transaction in response to verifying said challenge response, wherein said assembled credentials includes a key;

    receiving a second request from said client, wherein said second request includes at least a portion of said assembled credentials provided to said client;

    validating said portion of said assembled credentials with said key of said assembled credentials; and

    ,providing access to a transaction service in response to said validating.

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