FORM FACTOR IDENTIFICATION
First Claim
Patent Images
1. A payment device encoded with data comprising:
- a primary account number;
an expiration date; and
a device indicator configured to indicate a form factor of the payment device.
2 Assignments
0 Petitions
Accused Products
Abstract
A payment device, method, and apparatus configured to determine the form factor of the payment device used in a financial transaction, without requiring a different primary account number for each payment device form factor.
39 Citations
18 Claims
-
1. A payment device encoded with data comprising:
-
a primary account number; an expiration date; and a device indicator configured to indicate a form factor of the payment device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
-
-
11. A method of identifying a form factor of a payment device during a financial transaction, comprising:
-
receiving transaction data from the payment device, the transaction data including a form factor indicator; parsing the form factor indicator from the transaction data; and either transmitting the form factor indicator to a payment processor or storing the form factor indicator in a form factor log database. - View Dependent Claims (12, 13, 14)
-
-
15. A point-of-sale apparatus, comprising:
-
a card transceiver/scanner configured to receive transaction data from a payment device in a financial transaction, the transaction data including a form factor indicator; a form factor identifier, coupled to the card transceiver/scanner, configured to parse the form factor indicator from the transaction data; a data processor configured to either transmit the form factor indicator to a payment processor via a network interface or to store the form factor indicator in a form factor log database. - View Dependent Claims (16, 17, 18)
-
Specification