SYSTEM AND METHOD FOR PAYMENT AT A POINT-OF-SALE TERMINAL
First Claim
1. A method for conducting a transaction at a point-of-sale terminal, the method comprising:
- a. conducting a transaction at a point-of-sale terminal;
b. generating at least one encoded image pattern on a display device, said encoded image pattern comprising a plurality of contrasting colored squares that together represent encoded information for completing said transaction;
c. placing said display device adjacent a two-dimensional image reader;
d. reading said at least one encoded image pattern;
e. deciphering said at least one encoded image pattern to extract said information for completing said transaction; and
f. using said information to complete said transaction.
1 Assignment
0 Petitions
Accused Products
Abstract
A point-of-sale terminal comprises a processor, memory operatively coupled to the processor, a display screen operatively coupled to the processor and configured to display transaction information and a reader operatively coupled to the processor and configured to read a first two-dimensional encoded image pattern comprising payment information and personal security information necessary to complete a transaction. The processor is configured to decipher the first two-dimensional encoded image pattern to obtain the payment information and personal security information and complete the transaction based on this information. The personal security information comprises at least one of GPS information, time and date information, handheld device information and PIN information. The display may be configured to display a second two dimensional encoded image pattern generated by the processor that comprises transaction information readable by a handheld device that generates the first two-dimensional encoded image in response to the second two dimensional encoded image.
77 Citations
21 Claims
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1. A method for conducting a transaction at a point-of-sale terminal, the method comprising:
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a. conducting a transaction at a point-of-sale terminal; b. generating at least one encoded image pattern on a display device, said encoded image pattern comprising a plurality of contrasting colored squares that together represent encoded information for completing said transaction; c. placing said display device adjacent a two-dimensional image reader; d. reading said at least one encoded image pattern; e. deciphering said at least one encoded image pattern to extract said information for completing said transaction; and f. using said information to complete said transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method for conducting a transaction at a point-of-sale terminal, the method comprising:
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a. providing i. a point-of-sale terminal having a display screen; and ii. a reader for scanning an encoded image; b. conducting a transaction at said point-of-sale terminal; c. generating at least one two-dimensional encoded image pattern on a display of a handheld device, said two-dimensional encoded image pattern comprising information for completing said transaction; d. placing said handheld display adjacent said reader; e. reading said at least one two-dimensional encoded image pattern; f. deciphering said at least one two-dimensional encoded image pattern to extract said information for completing said transaction; and g. using said information to complete said transaction. - View Dependent Claims (14, 15, 16)
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17. An apparatus for conducting a transaction at a point-of-sale terminal, said apparatus comprising:
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a. a processor; b. memory operatively coupled to said processor; c. a display screen operatively coupled to said processor and configured to display transaction information; d. a reader operatively coupled to said processor and configured to read a first two-dimensional encoded image pattern, said first two-dimensional encoded image patient comprising payment information and personal security information to complete said transaction; wherein said processor is configured to decipher said first two-dimensional encoded image pattern to obtain said payment information and personal security information; and complete said transaction based on said payment information and said personal security information. - View Dependent Claims (18, 19, 20, 21)
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Specification