COMBINE IDENTITY TOKEN

• US 20090090770A1
• Filed: 10/08/2007
• Published: 04/09/2009
• Est. Priority Date: 10/08/2007
• Status: Abandoned Application

• Current Assignee: Visa USA, Inc. (Visa, Inc.)
• Original Assignee: Visa USA, Inc. (Visa, Inc.)
• Inventors: Chakrabarti, Sudipta
• Application Number:
  US11/868,838
• Publication Number:
  US 20090090770A1
• Time in Patent Office: Days
• US Class Current: 235/380
• CPC Class Codes: G06K 19/07 with integrated circuit chips
• CPC Class Codes: G06K 19/0719 at least one of the integrated circuit chips comprising an arrangement for application selection, e.g. an acceleration sensor or a set of radio buttons application selection on smart cards using pure software control, see G07F7/10
• CPC Class Codes: G06K 19/08 using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3574 Multiple applications on card
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

An apparatus and method is provided for using a single portable consumer device for purchase transactions, providing identification, and contacting a law enforcement agency. In one embodiment the present invention provides a portable consumer device comprising a body, a first memory containing financial information on the body, and a second memory containing driver license information on the body.

Claims

1. A portable consumer device comprising:

a body;

a first memory containing financial information on the body; and

a second memory containing driver license information on the body.

2. The portable consumer device of claim 1 wherein the first memory is in the form of a memory chip and the second memory is in the form of a magnetic strip.

3. The portable consumer device of claim 1 wherein the driver license information includes a name, address, sex, hair color, eye color, height, weight, date of birth, expiration date, driver license number, photograph and combinations thereof.

4. The portable consumer device of claim 1 wherein the first memory is in the form of a first magnetic strip and the second memory is in the form of a second magnetic strip.

5. The portable consumer device of claim 1 wherein the body is a plastic sheet.

6. The portable consumer device of claim 1 wherein the financial information comprises a bank identification number (BIN), expiration date, and card verification value (CVV).

7. The portable consumer device of claim 1 wherein the portable consumer device is in the form of a phone.

8. The portable consumer device of claim 1 further comprising a picture on the body.

9. The portable consumer device of claim 1 wherein the first memory is in the form of a memory chip and the second memory is in the form of a memory chip.

10. A method comprising:

obtaining the portable consumer device of claim 1;

using the portable consumer device to perform a purchase transaction; and

using the portable consumer device to contact a law enforcement agency.

11. The method of claim 10 wherein the portable consumer device is in the form of a card.

12. The method of claim 10 wherein the portable consumer device is in the form of a phone.

13. The method of claim 10 wherein the law enforcement agency includes the department of motor vehicles (DMV) and police department.

14. A computer readable medium comprising:

code for using the portable consumer device to perform a purchase transaction; and

code for using the portable consumer device to contact a law enforcement agency.