METHOD AND MOBILE TERMINAL DEVICE INCLUDING SMARTCARD MODULE AND NEAR FIELD COMMUNICATIONS

• US 20090098825A1
• Filed: 03/07/2005
• Published: 04/16/2009
• Est. Priority Date: 03/07/2005
• Status: Active Grant

• Current Assignee: Nokia Technologies Oy (Nokia Corporation)
• Original Assignee: Nokia Corporation
• Inventors: Huomo, Heikki, Lahteenmaki, Mia, Immonen, Olli, Ramo, Kimmo
• Granted Patent: US 8,005,426 B2
• Time in Patent Office: Days
• US Class Current: 455/41.1
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/3226 Use of secure elements separate from M-devices
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/354 Card activation or deactivation
• CPC Class Codes: G07F 19/208 Use of an ATM as a switch or hub
• CPC Class Codes: H04L 63/108 when the policy decisions are valid for a limited amount of time
• CPC Class Codes: H04M 1/72412 using two-way short-range wireless interfaces
• CPC Class Codes: H04M 1/72457 according to geographic location
• CPC Class Codes: H04M 2250/04 including near field communication means, e.g. RFID
• CPC Class Codes: H04W 12/082 using revocation of authorisation
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
• CPC Class Codes: H04W 88/06 adapted for operation in multiple networks or having at least two operational modes, e.g. multi-mode terminals

Abstract

According to the present invention, a method for controlling a mobile terminal device is provided, wherein said device comprises a smartcard module and a near field communication module. In a first operation a smartcard operation on said mobile terminal device is started which results in an activation or switching on of said smartcard module. The smartcard application may be started by a user or based on the location of said mobile terminal device. That is the case for instance if the mobile terminal device is located in the area of a point of sales terminal, the smartcard application will automatically starts. Further, time controlled starting of certain applications is conceivable. Then it may be determined if said started smartcard application is an application for performing data transactions with external entities and in case of an affirmative determination a connection between said smartcard module and said NFC-module will be activated.

Claims

1. (canceled)

30. The method of claim 1, further comprising:

switching a connection between said smartcard module and a wide-area networking module in said device in case of an affirmative determination of said external application via said wide-area networking module.

31. The method of claim 1, wherein said activating of said smartcard module is based on performing an authorization step for activating functionality of said smartcard module.

33. The method of claim 1, wherein said activated smartcard module is accessible only for a predefined time.

34. The method of claim 1, wherein said activating of said smartcard module is based on user input by means of a graphical user interface (GUI).

35. The method of claim 1, wherein said connection between said smartcard module and said NFC module is disabled if said smartcard application corresponds to an internal application.

36. The method of claim 1, wherein said activating of said smartcard module is automatically provided by means of a mobile terminal control unit (MCU).

37. The method of claim 1, wherein said starting of said smartcard application is provided depending on an environment of said device.

38. The method of claim 1, wherein said data transactions are wireless data transactions with a second party, wherein said transactions are provided in an NFC communication environment.

44. The method of claim 1, further comprising:

activating the smartcard module by means of a mobile terminal control unit (MCU) coupled to the near field communication (NFC) module in the device, when the device is proximate to a point of sale (POS) terminal.

2. (canceled)

3. (canceled)

32. The method of claim 3, wherein said authorization step is based on user input.

4. (canceled)

5. (canceled)

6. (canceled)

7. (canceled)

8. (canceled)

9. (canceled)

10. (canceled)

39. The method of claim 10, wherein performing of said wireless data transactions further comprises receiving notification from said second party and sending acknowledgement data to said second party, both corresponding to a wireless data transmission.

40. The method of claim 10, further comprising the steps of:

obtaining at least one digital receipt corresponding to each said wireless data transaction executed with said second party;

storing said at least one digital receipt in a storage;

collecting all digital receipts during a predetermined time period in said storage;

receiving an overall digital receipt from a service providing party, wherein said overall digital receipt is accumulated by said service providing party during said predetermined time period; and

comparing said collected digital receipts with said received overall digital receipt from a service providing party.

11. (canceled)

12. (canceled)

41. The method of claim 12, wherein said digital receipt and said overall digital receipt comprise at least one of date and time information data, credit card balance data, shopping receipts in connection with a certain merchant or the like.

42. The method of claim 12, wherein said comparing is provided for each transaction on a real time basis.

43. The method of claim 12, further comprising forwarding said received overall digital receipt and said collected digital receipts to another entity.

13. (canceled)

14. (canceled)

15. (canceled)

16. (canceled)

17. (canceled)

18. (canceled)

47. The apparatus of claim 18, wherein said smartcard module is only accessible after user authentication and for a certain period of time.

19. (canceled)

20. (canceled)

49. The mobile terminal device of claim 20, wherein said smartcard module is only accessible after user authentication and for a certain period of time.

50. The mobile terminal device of claim 20, further comprising:

a wide-area networking module, wherein means for switching being arranged to switch a connection between said smartcard module and said wide-area networking module in case of an affirmative determination of said external application via said wide-area networking module.

51. The mobile terminal device of claim 20, further comprising:

means for obtaining at least one digital receipt corresponding to each said wireless data transaction executed with said second party;

means for storing said at least one digital receipt in a storage;

means for collecting all digital receipts during a predetermined time period in said storage;

means for receiving a overall digital receipt from a service providing party, wherein said overall digital receipt is accumulated by said service providing party during said predetermined time period; and

means for comparing said collected digital receipts with said received overall digital receipt from a service providing party.

52. The mobile terminal device of claim 20, further comprising a clock module for controlling all time oriented events within said device.

53. The mobile terminal device of claim 20, further comprising a telecommunications module for connecting to a cellular radio network for receiving the overall digital receipt from a service providing party.

54. The mobile terminal device of claim 20, further comprising a receipt storage embedded within said smartcard module for storing transaction related data.

21. (canceled)

22. (canceled)

23. (canceled)

24. (canceled)

25. (canceled)

26. (canceled)

27. (canceled)

28. (canceled)

29. A method, comprising:

starting a smartcard application on a mobile terminal device resulting in activating a smartcard module in said device;

determining whether said started smartcard application is an external application for performing data transactions with a system external to said device or said started smartcard application is an internal application for performing internal processes with a central processing unit (CPU) in said device; and

switching a connection between said smartcard module and a near field communication (NFC) module in said device in case of an affirmative determination of said external application and switching a connection between said smartcard module and said central processing unit (CPU) in case of said affirmative determination of said internal application.

45. A computer program product, comprising:

a computer useable medium having computer program logic recorded thereon for execution by a processor;

program code in said medium for enabling the processor to start a smartcard application on a mobile terminal device resulting in activating a smartcard module in said device;

program code in said medium for enabling the processor to determine whether said started smartcard application is an external application for performing data transactions with a computer external to said device or said started smartcard application is an internal application for performing internal processes with a central processing unit (CPU) in said device; and

program code in said medium for enabling the processor to switch a connection between said smartcard module and a near field communication (NFC) module in said device in case of an affirmative determination of said external application and switch a connection between said smartcard module and said central processing unit (CPU) in case of said affirmative determination of said internal application.

46. An apparatus, comprising:

a smartcard module in a mobile terminal device;

near field communication (NFC) module in the device;

a central processing unit (CPU) in the device, coupled to the near field communication (NFC) module, for automatically starting a smartcard application on the mobile terminal device when the device is proximate to a point of sale (POS) terminal, resulting in activating the smartcard module;

said central processing unit (CPU) determining whether said started smartcard application is an external application for performing data transactions with a system external to said device or said started smartcard application is an internal application for performing internal processes with the central processing unit (CPU) in said device; and

a switch coupled to the central processing unit (CPU), for switching a connection between said smartcard module and a near field communication (NFC) module in said device in case of an affirmative determination of said external application and switching a connection between said smartcard module and said central processing unit (CPU) in case of said affirmative determination of said internal application.

48. A mobile terminal device, comprising:

a smartcard module;

a Near Field Communication (NFC) module;

a memory module;

means for starting a smartcard application on said mobile terminal device resulting in activating of said smartcard module;

means for determining whether said started smartcard application is an external application for performing data transactions with external entities or said started smartcard application is an internal application for performing internal consummation;

means for switching a connection between said smartcard module and said NFC-module in case of an affirmative determination of said external application and for switching a connection between said smartcard module and mobile controlling unit (MCU) in case of an affirmative determination of said internal application; and

a mobile controlling unit (MCU) interconnecting said smart card module, said NFC module and said memory module, wherein said mobile controlling unit (MCU) is adapted for controlling operation of said mobile device.

55. Wireless data transaction system, comprising:

at least one mobile terminal device, comprising;

a smartcard module;

a Near Field Communication (NFC) module;

a memory module;

means for starting a smartcard application on said mobile terminal device resulting in activating of said smartcard module;

means for determining whether said started smartcard application is an external application for performing data transactions with external entities or said started smartcard application is an internal application for performing internal consummation;

means for switching a connection between said smartcard module and said NFC-module in case of an affirmative determination of said external application and for switching a connection between said smartcard module and mobile controlling unit (MCU) in case of an affirmative determination of said internal application;

a mobile controlling unit (MCU) interconnecting said smart card module, said NFC module and said memory module, wherein said mobile controlling unit (MCU) is adapted for controlling operation of said mobile device; and

a plurality of external entities;

wherein said mobile terminal devices provide bidirectional data transactions with said external entities.

56. Smartcard module, comprising:

smartcard control unit;

a secure storage area module;

a first interface, wherein said first interface is a power on interface;

a second interface, wherein said second interface is a communication interface, and

wherein said first interface is controllable by a timer module and said second interface is controllable by an application selection switching between a mobile controlling unit interface and a near field communication interface.

57. An apparatus, comprising:

means for starting a smartcard application on a mobile terminal device resulting in activating a smartcard module in said device;

means for determining whether said started smartcard application is an external application for performing data transactions with a computer external to said device or said started smartcard application is an internal application for performing internal processes with a central processing unit (CPU) in said device; and

means for switching a connection between said smartcard module and a near field communication (NFC) module in said device in case of an affirmative determination of said external application and switching a connection between said smartcard module and said central processing unit (CPU) in case of said affirmative determination of said internal application.

58. A computer data signal embodied in a carrier wave and representing instructions, which when executed by a processor, perform the steps comprising:

starting a smartcard application on a mobile terminal device resulting in activating a smartcard module in said device;

determining whether said started smartcard application is an external application for performing data transactions with a system external to said device or said started smartcard application is an internal application for performing internal processes with a central processing unit (CPU) in said device; and

switching a connection between said smartcard module and a near field communication (NFC) module in said device in case of an affirmative determination of said external application and switching a connection between said smartcard module and said central processing unit (CPU) in case of said affirmative determination of said internal application.