AUTOMATED CONSUMER TO BUSINESS ELECTRONIC MARKETPLACE SYSTEM
First Claim
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1. A method of offering products or services to a user comprising the steps of:
- providing a supplier database in an electronic marketplace, said supplier database comprising at least one supplier;
monitoring at least one data element relating to a user or environment;
selectively transmitting said at least one data element to an electronic marketplace;
correlating said at least one data element to at least one supplier found in said supplier database;
calculating at least a cost of at least one related product or service using said at least one data element and generating information related to said product or service, andcommunicating said information to said user or said at least one supplier, wherein said communicating said information to said user deploys wireless communications to a mobile communications device.
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Abstract
An automated consumer to business electronic marketplace system is presented, wherein various aspects of user status, user behavior or operation of a vehicle associated with user are monitored and reported to an electronic marketplace. Suppliers of insurance products and other suppliers of automobile or personal products or services may offer users prices for products or services based on the data reported. The system may further allow the user to choose monitoring and reporting options based on discounts offered for certain reporting options.
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Citations
30 Claims
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1. A method of offering products or services to a user comprising the steps of:
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providing a supplier database in an electronic marketplace, said supplier database comprising at least one supplier; monitoring at least one data element relating to a user or environment; selectively transmitting said at least one data element to an electronic marketplace; correlating said at least one data element to at least one supplier found in said supplier database; calculating at least a cost of at least one related product or service using said at least one data element and generating information related to said product or service, and communicating said information to said user or said at least one supplier, wherein said communicating said information to said user deploys wireless communications to a mobile communications device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30)
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Specification