CLIENT SUPPORTED MULTIPLE PAYMENT METHODS SYSTEM
First Claim
1. A method comprises:
- providing at least one account level preference of a plurality of account level preferences based on a level of subscription;
receiving a selection of one of the at least one of the account level preference to produce a selected account level preference;
generating payables process data in accordance with the selected account level preference, wherein the payables process data includes a list of a plurality of creditors and associated payment data, wherein, for a creditor of the plurality of creditors, the associated payment data includes at least one payment scheme for paying at least a portion of debt owed to the creditor via at least one of;
a business credit card, a funds transfer, commercial paper, tangible consideration, and a debit account; and
transmitting the payable process data to a payment entity device.
1 Assignment
0 Petitions
Accused Products
Abstract
A method begins by providing at least one account level preference of a plurality of account level preferences based on a level of subscription. The method continues by receiving a selection of one of the at least one of the account level preference to produce a selected account level preference. The method continues by generating payables process data in accordance with the selected account level preference. The payables process data includes a list of a plurality of creditors and associated payment data. For a creditor of the plurality of creditors, the associated payment data includes at least one payment scheme for paying at least a portion of debt owed to the creditor via at least one of: a business credit card, a funds transfer, commercial paper, tangible consideration, and a debit account. The method continues by transmitting the payable process data to a payment entity device.
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Citations
25 Claims
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1. A method comprises:
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providing at least one account level preference of a plurality of account level preferences based on a level of subscription; receiving a selection of one of the at least one of the account level preference to produce a selected account level preference; generating payables process data in accordance with the selected account level preference, wherein the payables process data includes a list of a plurality of creditors and associated payment data, wherein, for a creditor of the plurality of creditors, the associated payment data includes at least one payment scheme for paying at least a portion of debt owed to the creditor via at least one of;
a business credit card, a funds transfer, commercial paper, tangible consideration, and a debit account; andtransmitting the payable process data to a payment entity device. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method comprises:
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detecting activation of an auto payment processing trigger; determining whether existing payables process data or altered payables processing data will be used for a present payment period when the auto payment processing trigger is activated; generating accounts payable data for the present payment period when the existing payables process data is to be used; generating altered accounts payable data for the present payment period when the altered payment process data is to be used; and providing the accounts payable data or the altered accounts payable data to a payment entity device. - View Dependent Claims (9, 10, 11)
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12. A method comprises:
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generating payables process data that includes a list of a plurality of creditors and associated payment data, wherein, for a creditor of the plurality of creditors, the associated payment data includes at least one payment scheme for paying at least a portion of debt owed to the creditor via at least one of;
a business credit card, a funds transfer, commercial paper, tangible consideration, and a debit account;transmitting the payable process data to a payment entity device; detecting activation of an auto payment processing trigger; generating accounts payable data for a present payment when the activation of the auto payment processing trigger is detected; and providing the accounts payable data to the payment entity device for payment in accordance with the payables process data. - View Dependent Claims (13, 14, 15, 16)
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17. An apparatus comprises:
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a processing module; and memory coupled to the processing module, wherein the processing module functions, at least partially in accordance with operating instructions stored in the memory, to; provide at least one account level preference of a plurality of account level preferences based on a level of subscription; receive a selection of one of the at least one of the account level preference to produce a selected account level preference; generate payables process data in accordance with the selected account level preference, wherein the payables process data includes a list of a plurality of creditors and associated payment data, wherein, for a creditor of the plurality of creditors, the associated payment data includes at least one payment scheme for paying at least a portion of debt owed to the creditor via at least one of;
a business credit card, a funds transfer, commercial paper, tangible consideration, and a debit account; andtransmit the payable process data to a payment entity device. - View Dependent Claims (18, 19, 20, 21)
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22. An apparatus comprises:
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a processing module; and memory coupled to the processing module, wherein the processing module functions, at least partially in accordance with operating instructions stored in the memory, to; detect activation of an auto payment processing trigger; determine whether existing payables process data or altered payables processing data will be used for a present payment period when the auto payment processing trigger is activated; generate accounts payable data for the present payment period when the existing payables process data is to be used; generate altered accounts payable data for the present payment period when the altered payment process data is to be used; and provide the accounts payable data or the altered accounts payable data to a payment entity device. - View Dependent Claims (23, 24, 25)
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Specification