DEVICE INCLUDING MULTIPLE PAYMENT APPLICATIONS
First Claim
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1. A device comprising:
- a processor; and
a computer-readable medium coupled to the processor, wherein the computer-readable medium stores code for automatically determining one or more payment applications from a plurality of payment applications, wherein the determined one or more payment applications yields an optimized benefit for a consumer, and code for using the one or more of the determined payment applications to conduct a transaction, and wherein each payment application in the plurality of payment applications is associated with a different payment account.
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Abstract
Embodiments of the invention are directed to a method, a system, a device and a computer-readable media for selecting one or more payment application at the point-of-sale and using the select one or more payment applications to conduct a transaction. One embodiment is directed to a method for automatically selecting one or more payment applications to use in a transaction so that the selected payment applications give the consumer an optimized benefit or benefits.
110 Citations
20 Claims
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1. A device comprising:
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a processor; and a computer-readable medium coupled to the processor, wherein the computer-readable medium stores code for automatically determining one or more payment applications from a plurality of payment applications, wherein the determined one or more payment applications yields an optimized benefit for a consumer, and code for using the one or more of the determined payment applications to conduct a transaction, and wherein each payment application in the plurality of payment applications is associated with a different payment account. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A method comprising:
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automatically determining one or more payment applications that yield an optimized benefit for a consumer from a plurality of payment applications, wherein each payment application is associated with a different payment account; and using one or more of the determined payment applications to conduct a transaction. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification