PORTABLE CONSUMER DEVICE INCLUDING DATA BEARING MEDIUM INCLUDING RISK BASED BENEFITS
First Claim
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1. A method comprising:
- receiving a coupon, wherein a benefit offered by the coupon is based on a risk assessment; and
providing the coupon to a merchant.
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Abstract
A system and method for distributing coupons to consumers at the point-of-sale, where the benefit offered in the coupon can be determined according to a risk analysis. The coupon can then be applied to a transaction taking place at the point-of-sale or stored for future use.
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Citations
20 Claims
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1. A method comprising:
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receiving a coupon, wherein a benefit offered by the coupon is based on a risk assessment; and providing the coupon to a merchant. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method comprising:
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performing a risk analysis; selecting a coupon using the risk analysis, wherein a benefit offered by the coupon varies with a result of the risk analysis; and sending the coupon to a consumer. - View Dependent Claims (14)
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15. A method comprising:
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conducting a risk analysis; requesting one or more coupons from one or more coupon-issuing entities, wherein the request includes a risk assessment; receiving a coupon from the one or more coupon-issuing entities, wherein the value of the coupon is based on the risk assessment; and sending the coupon. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification