METHOD AND SYSTEM FOR APPROVING CREDIT CARD TRANSACTIONS
First Claim
1. A method for approving credit card transactions when a purchaser is different from an approver, the method comprising the steps of:
- receiving an identification of a ware for purchase from a purchaser;
receiving contact information for an approver, the approver being different from the purchaser;
preparing a purchase order having a payment amount for the ware identified by the purchaser;
electronically notifying the approver of the purchase order using the contact information;
electronically receiving an approval of the purchase order from the approver, the approval including authorization to charge a credit card of the approver for the payment amount; and
processing the credit card for the payment amount.
1 Assignment
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Accused Products
Abstract
This invention relates generally to software, and more specifically, to methods and systems for approving credit card transactions when the purchaser is different from the credit card owner. In one embodiment, the invention includes a method having the steps of receiving an identification of a ware for purchase from a purchaser; receiving contact information for an approver, the approver being different from the purchaser; preparing a purchase order having a payment amount for the ware identified by the purchaser; electronically notifying the approver of the purchase order using the contact information; electronically receiving an approval of the purchase order from the approver, the approval including authorization to charge a credit card of the approver for the payment amount; and processing the credit card for the payment amount.
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Citations
20 Claims
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1. A method for approving credit card transactions when a purchaser is different from an approver, the method comprising the steps of:
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receiving an identification of a ware for purchase from a purchaser; receiving contact information for an approver, the approver being different from the purchaser; preparing a purchase order having a payment amount for the ware identified by the purchaser; electronically notifying the approver of the purchase order using the contact information; electronically receiving an approval of the purchase order from the approver, the approval including authorization to charge a credit card of the approver for the payment amount; and processing the credit card for the payment amount. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A computer program embodied in a computer-readable medium and executable by a computer processor for approving credit card transactions when a purchaser is different from an approver, the computer program comprising the steps of:
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receiving an identification of a ware for purchase from a purchaser; receiving contact information for an approver, the approver being different from the purchaser; preparing a purchase order having a payment amount for the ware identified by the purchaser; electronically notifying the approver of the purchase order using the contact information; electronically receiving an approval of the purchase order from the approver, the approval including authorization to charge a credit card of the approver for the payment amount; and processing the credit card for the payment amount. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification