MOBILE ELECTRONIC WALLET
First Claim
16. A system that facilitates user identification for remote financial transactions conducted at an MCD, comprising:
- means for receiving a request to initiate a remote financial transaction from an MCD associated with a financial account;
means for receiving information that verifies identification of a user of the MCD; and
means for corroborating the information that verifies identification at an electronic server or database associated with the financial account.
3 Assignments
0 Petitions
Accused Products
Abstract
Association of personal, financial, and/or business-related identification information with a mobile communication device (MCD) is provided for herein. For example, an MCD can be associated with a financial account and can further include an identification component that verifies an identity of a user of the MCD. Identity can be verified by biometric analysis (e.g., finger/thumb print scan), username and password, optical feature scan, or a combination thereof or of like mechanisms, for instance. Accordingly, the claimed subject matter provides a mechanism to verify identification of a user of an MCD and incorporate user ID into remote data exchange, including remote financial transactions, with one or more networked devices.
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Citations
24 Claims
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16. A system that facilitates user identification for remote financial transactions conducted at an MCD, comprising:
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means for receiving a request to initiate a remote financial transaction from an MCD associated with a financial account; means for receiving information that verifies identification of a user of the MCD; and means for corroborating the information that verifies identification at an electronic server or database associated with the financial account. - View Dependent Claims (1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 17, 18, 19, 20, 21, 22, 23)
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22-1. The system of claim 21, the means for interfacing with a networked server further provides the information that verifies identification of the user to the application to serve as a passport, student ID, or state or federal ID for the user, or a combination thereof.
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24. A method for integrating an MCD with personal/commercial finance and identification, comprising:
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associating a financial account with an MCD; storing predetermined information that uniquely identifies a predetermined user of the MCD; receiving information that uniquely identifies a concurrent user of the MCD; comparing the information that uniquely identifies the concurrent user of the MCD with the predetermined information that uniquely identifies the predetermined user; and providing access to the financial account by way of the MCD if the information that uniquely identifies the concurrent user of the MCD matches the predetermined information that uniquely identifies the predetermined user.
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Specification