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APPARATUS AND METHOD FOR SECURE CREDIT CARD PROCESSING INFRASTRUCTURE

  • US 20090132413A1
  • Filed: 11/10/2005
  • Published: 05/21/2009
  • Est. Priority Date: 11/15/2004
  • Status: Abandoned Application
First Claim
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1. A method for secure value transactions between a customer and a merchant in a computerised environment being part of a global interconnecting network, such as the Internet, the method being adapted for utilising existing credit card processing infrastructure and including the steps of:

  • the customer obtaining a password, such as a PIN, from an intermediate transaction party and validating a server of the intermediate transaction party,the merchant having installed a code module function on its web-based service that generates a transaction identification number,redirecting or presenting the customer with a link to the intermediate transaction party,characterised bythe intermediate transaction party presenting the customer with a password-protected account page to validate a purchase either by marking a correct validation or inputting the transaction identification number and amount.

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