SYSTEMS AND METHODS FOR AUTHENTICATING FINANCIAL TRANSACTIONS INVOLVING FINANCIAL CARDS

• US 20090150294A1
• Filed: 12/08/2008
• Published: 06/11/2009
• Est. Priority Date: 06/06/2000
• Status: Abandoned Application

• Current Assignee: Universal Transactions Systems Limited
• Original Assignee: Universal Transactions Systems Limited
• Inventors: March, Albert D., Goddard, Matthew
• Application Number:
  US12/330,107
• Publication Number:
  US 20090150294A1
• Time in Patent Office: Days
• US Class Current: 705/67
• CPC Class Codes: G01S 19/14 specially adapted for specific applications
• CPC Class Codes: G01S 5/0027 of actual mobile position, i.e. position determined on mobile
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3415 Cards acting autonomously as pay-media
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/403 Solvency checks
• CPC Class Codes: G06Q 20/4097 using mutual authentication between devices and transaction partners
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/202 Depositing operations within ATMs depositing in general G07D11/00
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Claims