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Methods for a Third Party Biller to Receive an Allocated Payment Authorization Request

  • US 20090164324A1
  • Filed: 01/13/2009
  • Published: 06/25/2009
  • Est. Priority Date: 11/05/1999
  • Status: Active Grant
First Claim
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1. A computer-implemented method to facilitate a transaction at a point of sale (POS) device, comprising:

  • querying a payment system directory to locate a candidate payment system for processing at least a portion of said transaction, wherein said candidate payment system receives payment information related to said transaction at said POS device;

    transmitting a payment authorization request related to said transaction from said POS device to said candidate payment system, wherein said candidate payment system transmits said payment information to a third party biller, which bills a consumer for said transaction; and

    ,receiving payment authorization from said candidate payment system.

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