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SYSTEMS AND METHODS FOR ELECTRONIC ACCOUNT CERTIFICATION AND ENHANCED CREDIT REPORTING

  • US 20090171723A1
  • Filed: 09/16/2008
  • Published: 07/02/2009
  • Est. Priority Date: 12/26/2007
  • Status: Abandoned Application
First Claim
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1. A computer-implemented method for electronic account certification and reporting, the method comprising:

  • receiving a certification request from a requesting computer, wherein the request is associated with at least one financial account requiring certification;

    electronically collecting, via a communications network, financial data from at least one financial data provider;

    routing the financial data to a certification engine for electronically certifying at least a portion of the collected financial data;

    generating, based at least in part on the certification, an electronic account certification for the at least a portion of the collected financial data, wherein the electronic account certification is electronically communicated to an authorized recipient;

    determining whether at least a portion of the electronically certified data is acceptable for total financial reporting; and

    if the at least a portion of certified data is acceptable for total financial reporting, transmitting at least a notice of availability of the total financial report to an authorized recipient.

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