METHOD AND SYSTEM FOR CONDUCTING ELECTRONIC COMMERCE OVER A NETWORK USING A SHADOW CREDIT CARD NUMBER
First Claim
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1. A system for conducting electronic commerce over a computer network, comprising:
- a first processor configured to;
receive first data including information of a buyer, andassociate second data corresponding to the first data; and
a second processor, wherein the first processor sends the second data to the second processor and the second processor processes the second data which causes a product and/or service to be provided to the buyer, wherein the second processor does not receive at least some of the first data.
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Abstract
A method and system are disclosed for conducting electronic commerce over a computer network. A first processor can be configured to receive first data including information of a buyer, and generate second data based on the first data. The first processor sends the second data to the second processor and the second processor processes the second data which causes a product and/or service to be provided to the buyer. The second processor does not receive first data.
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Citations
33 Claims
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1. A system for conducting electronic commerce over a computer network, comprising:
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a first processor configured to; receive first data including information of a buyer, and associate second data corresponding to the first data; and a second processor, wherein the first processor sends the second data to the second processor and the second processor processes the second data which causes a product and/or service to be provided to the buyer, wherein the second processor does not receive at least some of the first data. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method of conducting electronic commerce over a computer network, comprising:
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receiving first data via the computer network, the first data including information of a buyer; associating second data corresponding to the first data in a processor; and sending the second data to a seller over the network, wherein the second data serves as a basis to provide a product or service to the buyer, said seller not receiving at least some of said first data. - View Dependent Claims (11, 12, 13, 14, 15, 16)
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17. A system for conducting electronic commerce over a communication network, comprising:
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a first server platform configured to allow a user to select at least one provider to engage in a business transaction, the first server platform receiving confidential information associated with the user; a second server platform accessing the confidential information of the user located within the first server platform in order to create a commercial instrument; a third server platform connected to the second server platform, the third server platform configured to receive the content of the commercial instrument which is used to process a financial charge attributed to the user based on the business transaction, and wherein the commercial instrument does not contain at least some of the confidential information of the user, and wherein the commercial instrument serves as the basis for the seller to deliver a product and/or service to the user. - View Dependent Claims (18, 19, 20, 21, 22, 23, 24, 25)
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26. A method for conducting electronic commerce over a communication network, comprising:
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accessing, via the computer network, confidential information of a user which is located within a first server platform in order to create a commercial instrument; sending the commercial instrument to a second server platform that processes a financial charge attributed to the user based on a business transaction conducted by the user on the first server platform, and wherein the commercial instrument does not contain at least some of the confidential information of the user, and wherein the commercial instrument serves as a basis for the seller to provide a product and/or service to the user.
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27. A method of electronic commerce over a computer network, comprising:
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presenting, by a buyer, to an anonymous transaction server a first financial instrument issued by a first issuer to purchase an on-line item; presenting, by said anonymous transaction server, to a seller of said on-line item a second financial instrument issued by a second issuer different from said first issuer; and accepting, by said seller, said second financial instrument as a payment for said on-line item. - View Dependent Claims (28, 29, 30, 31, 32, 33)
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Specification