METHOD AND SYSTEM FOR PROVIDING RELEVANT COUPONS TO CONSUMERS BASED ON FINANCIAL TRANSACTION HISTORY AND NETWORK SEARCH ACTIVITY
First Claim
1. A computing system implemented process for providing relevant coupons comprising:
- obtaining a consumer'"'"'s financial data using a computing system implemented financial management system, the consumer'"'"'s financial data being associated with the consumer;
analyzing the consumer'"'"'s financial data to identify one or more financial transaction based coupons the consumer is eligible to receive;
providing the consumer access to the one or more financial transaction based coupons;
obtaining data regarding at least one network search conducted by the consumer;
searching the data representing the one or more financial transaction based coupons using the data regarding at least one network search conducted by the consumer to attempt to find one or more relevant financial transaction based coupons of the one or more financial transaction based coupons, the one or more relevant financial transaction based coupons being relevant to at least one network search conducted by the consumer; and
if one or more relevant financial transaction based coupons are found, alerting the consumer to the one or more relevant financial transaction based coupons.
1 Assignment
0 Petitions
Accused Products
Abstract
A method and system for providing relevant coupons includes a process for providing relevant coupons whereby a consumer'"'"'s financial transaction data is obtained from one or more sources using a computing system implemented financial management system. The consumer is provided one or more financial transaction based coupons based, at least in part, on the consumer'"'"'s financial transaction data. The financial transaction based coupons are then stored in a financial transaction based coupon database in an account and/or location associated with the consumer. When the consumer is conducting network search, data about the network search and/or search results is then used to search the financial transaction based coupon database to attempt to find one or more financial transaction based coupons relevant to the network search conducted by the user and/or the search results. If one or more financial transaction based coupons relevant to the network search conducted by the user and/or the search results are found, the consumer is alerted to the relevant financial transaction based coupons.
108 Citations
25 Claims
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1. A computing system implemented process for providing relevant coupons comprising:
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obtaining a consumer'"'"'s financial data using a computing system implemented financial management system, the consumer'"'"'s financial data being associated with the consumer; analyzing the consumer'"'"'s financial data to identify one or more financial transaction based coupons the consumer is eligible to receive; providing the consumer access to the one or more financial transaction based coupons; obtaining data regarding at least one network search conducted by the consumer; searching the data representing the one or more financial transaction based coupons using the data regarding at least one network search conducted by the consumer to attempt to find one or more relevant financial transaction based coupons of the one or more financial transaction based coupons, the one or more relevant financial transaction based coupons being relevant to at least one network search conducted by the consumer; and if one or more relevant financial transaction based coupons are found, alerting the consumer to the one or more relevant financial transaction based coupons. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A computer program product for providing a process for providing relevant coupons comprising:
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a computer readable medium; and computer program code, encoded on the computer readable medium, comprising computer readable instructions for; obtaining a consumer'"'"'s financial data using a computing system implemented financial management system, the consumer'"'"'s financial data being associated with the consumer; analyzing the consumer'"'"'s financial data to identify one or more financial transaction based coupons the consumer is eligible to receive; providing the consumer access to the one or more financial transaction based coupons; obtaining data regarding at least one network search conducted by the consumer; searching the data representing the one or more financial transaction based coupons using the data regarding at least one network search conducted by the consumer to attempt to find one or more relevant financial transaction based coupons of the one or more financial transaction based coupons, the one or more relevant financial transaction based coupons being relevant to at least one network search conducted by the consumer; and if one or more relevant financial transaction based coupons are found, alerting the consumer to the one or more relevant financial transaction based coupons. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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22. A system for providing relevant coupons comprising:
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a computing system implemented financial management system; and a processor for executing at least part of a process for providing relevant coupons, the process for providing relevant coupons comprising; obtaining a consumer'"'"'s financial data using the computing system implemented financial management system, the consumer'"'"'s financial data being associated with the consumer; analyzing the consumer'"'"'s financial data to identify one or more financial transaction based coupons the consumer is eligible to receive; providing the consumer access to the one or more financial transaction based coupons; obtaining data regarding at least one network search conducted by the consumer; searching the data representing the one or more financial transaction based coupons using the data regarding at least one network search conducted by the consumer to attempt to find one or more relevant financial transaction based coupons of the one or more financial transaction based coupons, the one or more relevant financial transaction based coupons being relevant to at least one network search conducted by the consumer; and if one or more relevant financial transaction based coupons are found, alerting the consumer to the one or more relevant financial transaction based coupons. - View Dependent Claims (23, 24, 25)
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Specification