Methods and apparatus for creating and managing green micro credits

• US 20090192894A1
• Filed: 01/26/2009
• Published: 07/30/2009
• Est. Priority Date: 01/24/2008
• Status: Abandoned Application

• Current Assignee: Carbon Flow Incorporated
• Original Assignee: Carbon Flow Incorporated
• Inventors: Dikeman, Neal
• Application Number:
  US12/321,939
• Publication Number:
  US 20090192894A1
• Time in Patent Office: Days
• US Class Current: 705/14.17
• CPC Class Codes: G06Q 30/0215 Including financial accounts
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

Methods and apparatus (systems) for effectively and efficiently creating green credit backed “micro” green credits utilizing the same regulatory agencies that certify green credits.

Claims

1. A system by which a plurality of creators can individually earn micro green credits for their performance in connection with an independent provider, comprising:

a provider database maintained by the provider independently of the creators which includes information specific to each creator and performance data of each creator;

an eRecord for each creator that is informed by said provider database and includes information specific to that creator and performance data of that creator;

a computer-enabled baseline generator that establishes a performance baseline for each creator using data in that creator'"'"'s said eRecord; and

a computer-enabled green micro credit calculator that interfaces with said project database and said baseline generator and calculates micro credits earned by each creator using data in that creator'"'"'s eRecord.

2. A system by which a plurality of creators can individually earn green credit backed micro credits for their performance in connection with an independent provider, comprising:

a provider database maintained by the provider independently of the creators which includes information specific to each creator and performance data of each creator;

a project database that interfaces with said provider database and creates an eRecord for each creator wherein said eRecord includes creator information and performance data from said provider database;

a computer-enabled baseline generator that establishes a performance baseline for each creator using data in that creator'"'"'s said eRecord;

a computer-enabled green micro credit calculator that interfaces with said project database and, using the baseline established for each creator from the baseline generator, calculates the micro credits earned by each creator using data in that creator'"'"'s eRecord;

a project developer independent of the creators having access to said project database, said baseline generator and said micro credit calculator and that interfaces with a green credit certifying body to obtain certified green credits based on the presentation of the performance of the creators as a single program.

3. The system of claim 2 further comprising:

a green credit registry for the green credits obtained from the green credit certifying body;

a micro credit registry in which all micro credits from said green micro credit calculator are registered for each creator wherein the number of registered green micro credits corresponds to the number of registered certified green credits.

4. The system of claim 2 wherein the provider is a supplier of electricity and the creators are electricity customers of provider.

5. The system of claim 2 wherein the provider is a supplier of natural gas and the creators are natural gas customers of provider.

6. The system of claim 2 wherein the provider is a supplier of water and the creators are water customers of provider.

7. The system of claim 2 further comprising:

a micro credit bank in which micro credits are marketed.

8. A method by which a plurality of creators can individually earn micro green credits for their performance in connection with an independent provider who maintains, independently of the creators, a provider database that includes information specific to each creator and performance data of each creator comprising:

creating an eRecord for each creator that is informed by said provider database and includes information specific to that creator and performance data of that creator;

establishing a performance baseline for each creator using data in that creator'"'"'s said eRecord; and

calculating the green micro credits earned by each creator using data in that creator'"'"'s eRecord.

9. A method by which a plurality of creators can individually earn micro green credits for their performance in connection with an independent provider who maintains, independently of the creators, a provider database that includes information specific to each creator and performance data of each creator comprising:

creating an eRecord for each creator wherein said eRecord includes creator information and performance data from said provider database;

establishing a performance baseline for each creator using data in that creator'"'"'s eRecord;

calculating the green micro credits earned by each creator using the established performance baseline and data in that creator'"'"'s eRecord;

recording the micro credits earned by each creator in the eRecord of that creator; and

qualifying the creators'"'"' performances as a program for certified green credits wherein the number of micro credits recorded in the eRecords corresponds to the number of certified green credits earned by the creators'"'"' performances.

10. The method of claim 9 wherein the provider is a provider of electricity and the creators are electricity customers of provider.

11. The method of claim 9 wherein the provider is a provider of natural gas and the creators are natural gas customers of provider.

12. The method of claim 9 wherein the provider is a provider of water and the creators are water customers of provider.

13. The method of claim 9 further comprising:

establishing a micro credit bank to create a market for micro credits.

14. The method of claim 13 wherein the bank facilitates the exchange of micro credits for certified green credits.