ONE STEP NEAR FIELD COMMUNICATION TRANSACTIONS
First Claim
1. A method for transferring money from a sender to a recipient, the method comprising:
- entering information relating to the transfer into a near field communication (NFC) enabled data communication device of the sender; and
,placing the sender'"'"'s device in close proximity to a NFC enabled data communication device of the recipient,wherein the sender'"'"'s device is operable in response to being placed in close proximity to the recipient'"'"'s device to;
establish an NFC link between the two devices;
receive information relating to the recipient from the recipient'"'"'s device via the NFC link; and
,transmit the information relating to the transfer and the recipient to a third party service provider via a network and thereby cause the service provider to transfer the money from a funding account of the sender to a receiving account of the recipient.
2 Assignments
0 Petitions
Accused Products
Abstract
A one step method for transferring money from a sender to a recipient includes entering information relating to the transfer into a near field communication (NFC) enabled data communication device of the sender and then placing the sender'"'"'s device in close proximity to a NFC enabled data communication device of the recipient. The sender'"'"'s device is operable when placed in contact with or close proximity to the recipient'"'"'s device to 1) establish an NFC link between the two devices, 2) gather information relating to the recipient from the recipient'"'"'s device via the NFC link, and 3) transmit the information relating to the transfer and the recipient to a third party service provider via another network, such as the Internet, and thereby cause the service provider to transfer the money from a funding account of the sender to a receiving account of the recipient.
-
Citations
23 Claims
-
1. A method for transferring money from a sender to a recipient, the method comprising:
-
entering information relating to the transfer into a near field communication (NFC) enabled data communication device of the sender; and
,placing the sender'"'"'s device in close proximity to a NFC enabled data communication device of the recipient, wherein the sender'"'"'s device is operable in response to being placed in close proximity to the recipient'"'"'s device to; establish an NFC link between the two devices; receive information relating to the recipient from the recipient'"'"'s device via the NFC link; and
,transmit the information relating to the transfer and the recipient to a third party service provider via a network and thereby cause the service provider to transfer the money from a funding account of the sender to a receiving account of the recipient. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
-
-
13. Apparatus for transferring money from a sender to a recipient, the apparatus comprising:
-
a sender'"'"'s near field communication (NFC) enabled data communication device adapted to receive information relating to the transfer entered by the sender; and
,a recipient'"'"'s NFC enabled data communication device adapted to transmit information relating to the recipient to the sender'"'"'s device via a NFC link established between the two devices, wherein the sender'"'"'s device is operable in response to being placed in close proximity to the recipient'"'"'s device to; establish an NFC link between the two devices; gather the information relating to the recipient from the recipient'"'"'s device via the NFC link; and
,transmit the information relating to the transfer and the recipient to a third party service provider via a network and thereby cause the service provider to transfer the money from a funding account of the sender to a receiving account of the recipient. - View Dependent Claims (14, 15, 16)
-
-
17. A method for receiving money, the method comprising:
-
provisioning a near field communication (NFC) enabled data communication device of a recipient of the money with information relating to the recipient, the information including a designated acquiring account of the recipient; establishing an NFC link between the recipient'"'"'s device and a NFC enabled data communication device of a sender of the money; transmitting the information relating to the recipient from the recipient'"'"'s device to the sender'"'"'s device via the NFC link; and
,receiving the money in the recipient'"'"'s designated acquiring account, wherein the establishing of the NFC link and the transmitting of the information relating to the recipient comprises placing the recipient'"'"'s device and the sender'"'"'s device in close proximity to each other. - View Dependent Claims (18, 19, 20)
-
-
21. A method for transferring money from a sender to a recipient, the method comprising:
-
providing a payment service provider having a sender'"'"'s account established thereat; receiving information at the service provider relating to the transfer and the recipient from the sender via a network; and
,transferring the money from a funding account of the sender to a receiving account of the recipient in response to the receipt of the information by the service provider, wherein the information relating to the recipient is transmitted from the recipient to the service provider at least in part via a near field communication (NFC) link. - View Dependent Claims (22, 23)
-
Specification