PORTABLE STORAGE DEVICE AND TRANSACTION MACHINE

• US 20090192936A1
• Filed: 04/02/2009
• Published: 07/30/2009
• Est. Priority Date: 02/26/2003
• Status: Active Grant

• Current Assignee: Fujitsu Limited
• Original Assignee: Fujitsu Limited
• Inventors: TAKAHASHI, Ryoichi
• Granted Patent: US 8,175,974 B2
• Time in Patent Office: Days
• US Class Current: 705/41
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G06Q 20/346 Cards serving only as information carrier of service
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 7/025 by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

In systems which execute transactions with an ATM using an IC card in which plural account information is registered in advance, one or more transaction information and intended use information indicating the intended uses of transactions to be executed by the ATM based on the transaction information are associated with each other and are registered as transaction data in the storage section of the IC card, so as to certainly prevent transactions or selections of accounts which are not intended by the user from being erroneously executed. Prior to the execution of transactions by the ATM, the transaction data is read out for the ATM and the intended use information included in the transaction data are displayed along with said transaction information included in the transaction data, in a transaction selection screen on the ATM.

Claims

1. A transaction machine which performs predetermined transactions based on transaction data registered in a portable storage device, said transaction machine comprising:

a communicating section for sending or receiving data to or from said portable storage device in which one or more transaction information and intended use information indicating the intended uses of the transaction information are associated with each other and registered as said transaction data;

a display section for displaying information about said predetermined transactions;

an input section for enabling a user to input information required for executing said predetermined transactions while referring to said display section;

a display control section which controls the display state of said display section based on said transaction data read out from said portable storage device through said communicating section and information input from said input section; and

a transaction executing section which executes said predetermined transactions based on said transaction information included in said transaction data read out from said portable storage device through said communicating section and information input from said input section;

wherein said display control section controls the display state of said display section to display, prior to the execution of transactions by said transaction executing section, said intended use information included in said transaction data along with said transaction information included in said transaction data in a transaction selection screen on said display section.

2. A transaction machine which performs predetermined transactions based on transaction data registered in a portable storage device, said transaction machine comprising:

a communicating section for sending or receiving data to or from said portable storage device in which account information about one or more accounts and intended use information indicating the intended uses of the respective accounts are associated with each other and registered as said transaction data;

a display section for displaying information about said predetermined transactions;

an input section for enabling a user to input information required for executing said predetermined transactions while referring to said display section;

a display control section which controls the display state of said display section based on said transaction data read out from said portable storage device through said communicating section and information input from said input section; and

a transaction executing section which executes said predetermined transactions based on said account information included in said transaction data read out from said portable storage device through said communicating section and information input from said input section (24);

wherein said display control section controls the display state of said display section to display, prior to the execution of transactions by said transaction executing section, said intended use information included in said transaction data along with said account information included in said transaction data in an account selection screen, on said display section, for selecting an account for which transactions are to be executed.

3. A transaction machine according to claim 2, wherein in said portable device, transaction type information indicating transaction types to be executed for each of said accounts is registered for each of said accounts as said transaction data, and

said display control section causes said transaction type information included in said transaction data read out from said portable storage device through said communicating section to be reflected on said account selection screen or a transaction selection screen for selecting transaction types to be executed by said transaction executing section.

4. A transaction machine according to claim 3, wherein said display control section controls the display state of said display section to display said transaction type information of the respective accounts in said account selection screen.

5. A transaction machine according to claim 3, wherein said display control section controls the display state of said display section to clearly display, in said account selection screen, selection keys for accounts associated with transaction type information including transaction types designated by said user through input section.

6. A transaction machine according to claim 3, wherein said display control section controls the display state of said display section to display, on said transaction selection screen for the pertinent account, only selection keys for transaction types designated by said transaction type information associated with an account designated by said user through said input section.

7. A transaction machine according to claim 5, wherein said display control section controls the display state of said display section such that a restriction releasing key for releasing the restriction on the selection of said accounts is displayed in said account selection screen and, when said user designates said restriction releasing key through said input section, the selection keys for all the accounts included in said transaction data are made selectable and displayed in said account selection screen.

8. A transaction machine according to claim 6, wherein said display control section controls the display state of said display section such that a restriction releasing key for releasing the restriction on the selection of said transaction types is displayed and, when said user designates said restriction releasing key through said input section, the selection keys for all the transaction types are displayed in said transaction selection screen.

9. A transaction machine according to claim 2 further comprising:

changing means for changing said intended use information read out from said portable storage device; and

writing means for writing said intended use information changed by said changing means into said portable storage device through said communicating section.

10. A transaction machine according to claim 9, wherein said display control section causes a setting changing key for commanding changes of said intended use information to be displayed on said display section and, when said user designates said setting changing key through said input section, causes a setting changing screen to be displayed on said display section, and

said user changes said intended use information using said input section, by referring to said setting changing screen.

11. A transaction machine according to claim 3 further comprising:

changing means for changing said transaction type information read out from said portable storage device; and

writing means for writing said transaction type information changed by said changing means into said portable storage device through said communicating section.

12. A transaction machine according to claim 11, wherein said display control section causes a setting changing key for commanding changes of said transaction type information to be displayed on said display section and, when said user designates said setting changing key through said input section, causes a setting changing screen to be displayed on said display section, and

said user changes said transaction type information using said input section, by referring to said setting changing screen.