Tag validation for efficiently assessing electronic check image quality

• US 20090196485A1
• Filed: 01/31/2008
• Published: 08/06/2009
• Est. Priority Date: 01/31/2008
• Status: Active Grant

• Current Assignee: Federal Reserve Bank of Richmond (Federal Reserve System)
• Original Assignee: Federal Reserve Bank of Atlanta (Federal Reserve System), Federal Reserve Bank of Cleveland (Federal Reserve System), Federal Reserve Bank of Kansas City (Federal Reserve System), Federal Reserve Bank of Richmond (Federal Reserve System)
• Inventors: Breeden, Benjamin T. JR., Mueller, Randall Lee, Nori, V. Srinivas, Schaadt, Thomas Edwin
• Granted Patent: US 8,238,638 B2
• Time in Patent Office: Days
• US Class Current: 382/137
• CPC Class Codes: G06V 10/993 Evaluation of the quality of the acquired pattern

Abstract

Efficiently assessing the quality of an electronic check image by determining whether the check image is suitable for image quality analysis prior to performing the image quality analysis. A check processing module of a check processor can determine whether the check image is suitable for image quality analysis by validating certain tags in the image. For example, such validation can include determining whether the check image includes certain mandatory tags and whether any optional tags present in the image are valid. The check processing module can determine that the check image is not suitable for image quality analysis if it does not include the mandatory tags or if it includes any invalid optional tags. The check processing module can assign a failure value to any check image that is not suitable for image quality analysis. The failure value can indicate a reason for the unsuitability of the check image.

Claims

1. A computer-implemented method for determining whether an electronic check image is suitable for image quality analysis, comprising the steps of:

reading an electronic check image comprising a plurality of tags;

determining whether the plurality of tags meet a tag standard; and

in response to determining that the plurality of tags do not meet the tag standard, determining that the electronic check image is not suitable for image quality analysis.

2. The method according to claim 1, wherein the step of determining whether the plurality of tags meet the tag standard comprises the steps of:

determining whether the plurality of tags comprise a predetermined selection of at least one mandatory tag; and

in response to determining that the plurality of tags do not comprise the predetermined selection of at least one mandatory tag, determining that the plurality of tags do not meet the tag standard.

3. The method according to claim 1, wherein the step of determining whether the plurality of tags meet the tag standard comprises the steps of:

determining whether the plurality of tags comprise any optional tags;

in response to determining that the plurality of tags comprise any optional tags, determining whether any optional tag in the plurality of tags is invalid; and

in response to determining that any optional tag in the plurality of tags is invalid, determining that the plurality of tags do not meet the tag standard.

4. The method according to claim 3, further comprising the step of:

in response to determining that no optional tag in the plurality of tags is invalid, determining that the plurality of tags meet the tag standard.

5. The method according to claim 1, wherein the step of determining that the electronic check image is not suitable for image quality analysis further comprises the step of assigning a failure value to the electronic check image.

6. The method according to claim 5, further comprising the step of reporting the failure value to an entity that created the electronic check image.

7. The method according to claim 5, further comprising the step of storing the failure value in a database.

8. The method according to claim 1, further comprising the step of:

in response to determining that the plurality of tags meet the tag standard, determining that the electronic check image is suitable for image quality analysis.

9. A computer-implemented method for determining whether an electronic check image is suitable for image quality analysis, comprising the steps of:

reading an electronic check image comprising a plurality of tags;

determining whether the plurality of tags comprise a predetermined selection of at least one mandatory tag; and

in response to determining that the plurality of tags do not comprise the predetermined selection of at least one mandatory tag, determining that the electronic check image is not suitable for image quality analysis.

10. The method according to claim 9, further comprising the steps of:

in response to determining that the plurality of tags comprise the predetermined selection of at least one mandatory tag, determining whether the plurality of tags comprise any optional tags;

in response to determining that the plurality of tags comprise any optional tags, determining whether any optional tag in the plurality of tags is invalid; and

in response to determining that any optional tag in the plurality of tags is invalid, determining that the electronic check image is not suitable for image quality analysis.

11. The method according to claim 10, further comprising the steps of:

in response to determining that no optional tag in the plurality of tags is invalid, determining that the electronic check image is suitable for image quality analysis.

12. The method according to claim 9, wherein the step of determining not to perform an image quality analysis on the electronic check image further comprises the step of assigning a failure value to the electronic check image.

13. The method according to claim 12, further comprising the step of reporting the failure value to an entity that created the electronic check image.

14. The method according to claim 12, further comprising the step of storing the failure value in a database.

15. The method according to claim 9, further comprising the step of:

in response to determining that the plurality of tags meet the set of tag standards, determining that the electronic check image is suitable for image quality analysis.

16. A computer-implemented method for determining whether an electronic check image is suitable for image quality analysis, comprising the steps of:

reading an electronic check image comprising a plurality of tags;

determining whether the plurality of tags comprise any optional tags;

in response to determining that the plurality of tags comprise any optional tags, determining whether any optional tag in the plurality of tags is invalid; and

in response to determining that any optional tag in the plurality of tags is invalid, determining that the electronic check image is not suitable for image quality analysis.

17. The method according to claim 16, further comprising the steps of:

in response to determining that no optional tag in the plurality of tags is invalid, determining whether the plurality of tags comprise a predetermined selection of at least one mandatory tag; and

in response to determining that the plurality of tags do not comprise the predetermined selection of at least one mandatory tag, determining that the electronic check image is not suitable for image quality analysis.

18. The method according to claim 17, further comprising the steps of:

in response to determining that the plurality of tags comprise the predetermined selection of at least one mandatory tag, determining that the electronic check image is suitable for image quality analysis.

19. The method according to claim 16, wherein the step of determining that the electronic check image is not suitable for image quality analysis further comprises the step of assigning a failure value to the electronic check image.

20. The method according to claim 19, further comprising the step of reporting the failure value to an entity that created the electronic check image.

21. The method according to claim 19, further comprising the step of storing the failure value in a database.