INTERNET PROTOCOL DATA TRANSMISSION INSURANCE SYSTEM

• US 20090210258A1
• Filed: 02/18/2009
• Published: 08/20/2009
• Est. Priority Date: 02/18/2008
• Status: Abandoned Application

• Current Assignee: Netcover IP Holdings LLC
• Original Assignee: Cloud Cover Limited
• Inventors: Cardot, Stephen C., Wilson, Daryl R.
• Application Number:
  US12/388,269
• Publication Number:
  US 20090210258A1
• Time in Patent Office: Days
• US Class Current: 705/4
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

An electronic transmission insurance method to insure electronic transmission between a first computer client and a second computer client. An electronic transmission identifier is associated with the electronic transmission. A claim is processed pursuant to the terms of the insurance policy if the network server does not receive the electronic transmission identifier from the second computer client indicating that the electronic transmission has been received by the second computer client.

Claims

1. An electronic transmission insurance method comprising:

associating a customer installation module with a first computer client;

preparing an electronic transmission on the first computer client that is addressed to a second computer client that is distinct from the first computer client;

generating an electronic transmission identifier with the customer installation module;

associating the electronic transmission identifier with the electronic transmission;

transmitting the electronic transmission from the first computer client;

transmitting the electronic transmission identifier from the first computer client to a network server to indicate that the electronic transmission has been sent by the first computer client;

creating an insurance policy relating to the electronic transmission;

receiving the electronic transmission by the second computer client; and

processing a claim pursuant to the terms of the insurance policy if the network server does not receive the electronic transmission identifier from the second computer client indicating that the electronic transmission has been received by the second computer client.

2. The method of claim 1, wherein an insurance policy is created for all electronic transmissions transmitted from the first computer client.

3. The method of claim 1, wherein insurance policies are created for only selected electronic transmission transmitted from the first computer client.

4. The method of claim 1, and further comprising transferring data relating to the transmission of the electronic transmission identifier from the first computer client and the transmission of the electronic transmission identifier from the second computer client to a data warehouse.

5. The method of claim 4, wherein the data is periodically transferred to the data warehouse.

6. The method of claim 4, and further comprising transferring data from the data warehouse to a third party administrator.

7. The method of claim 6, and further comprising generating a summary of the data before transferring the data from the data warehouse to the third party administrator.

8. The method of claim 6, wherein the data is periodically transferred from the data warehouse to the third party administrator.

9. The method of claim 6, and further comprising transferring data from the third party administrator to a captive reinsurer.

10. The method of claim 9, and further comprising generating a summary of the data before transferring the data from the third party administrator to the captive reinsurer.

11. The method of claim 9, wherein the data is periodically transferred from the third party administrator to the captive reinsurer.