Automated banking machine that operates responsive to data bearing records
First Claim
1. A method of operation of a banking system responsive to data read from data bearing records, comprising:
- a) receiving, through operation of at least one computer of an automated banking machine that includes a card reader operative to read data from user cards, configuration data from at least one application server, wherein the configuration data is associated with at least one of a plurality of resources included in the banking machine, wherein at least one of the resources includes a cash dispenser;
b) receiving, through operation of the at least one computer, at least one application markup language document from the at least one application server, wherein the at least one application markup language document includes application instructions;
c) correlating, through operation of the at least one computer, at least one portion of the application instructions received in (b) to the at least one resource of the banking machine responsive to the configuration data received in (a); and
d) causing, through operation of the at least one computer, a banking transaction to be performed with the banking machine responsive to the application instructions, wherein the banking transaction includes operation of the at least one resource correlated in (c), and wherein the banking transaction is operative to cause a transfer of funds with respect to an account corresponding to data read from a user card through operation of the card reader.
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0 Petitions
Accused Products
Abstract
A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The system is operative send a configuration XML message to a banking machine from an application server, wherein the configuration XML data includes configuration data targeted to the banking machine. The system comprising an application server is operative to send an application XML message to the banking machine, wherein the application XML application includes application data. In addition, the application data may be mapped to at least one corresponding resource on the banking machine responsive to the configuration data. The banking machine may performing a banking transaction using the at least one resource on the banking machine responsive to the application XML message.
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Citations
47 Claims
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1. A method of operation of a banking system responsive to data read from data bearing records, comprising:
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a) receiving, through operation of at least one computer of an automated banking machine that includes a card reader operative to read data from user cards, configuration data from at least one application server, wherein the configuration data is associated with at least one of a plurality of resources included in the banking machine, wherein at least one of the resources includes a cash dispenser; b) receiving, through operation of the at least one computer, at least one application markup language document from the at least one application server, wherein the at least one application markup language document includes application instructions; c) correlating, through operation of the at least one computer, at least one portion of the application instructions received in (b) to the at least one resource of the banking machine responsive to the configuration data received in (a); and d) causing, through operation of the at least one computer, a banking transaction to be performed with the banking machine responsive to the application instructions, wherein the banking transaction includes operation of the at least one resource correlated in (c), and wherein the banking transaction is operative to cause a transfer of funds with respect to an account corresponding to data read from a user card through operation of the card reader. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42)
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43. At least one article including computer executable instructions operative to cause at least one computer of an automated banking machine that includes each of a card reader device operative to read user card data corresponding to a financial account and a cash dispenser device, and that operates responsive to data read from data bearing records to carry out a method comprising:
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a) receiving through operation of at least one computer of an automated banking machine that includes a card reader operative to read data from user cards corresponding to financial accounts, configuration data from at least one application server, wherein the configuration data is associated with at least one of a plurality of resources included in the banking machine, wherein the resources include the card reader device and a cash dispenser device; b) receiving, through operation of the at least one computer, at least one application markup language document from the at least one application server, wherein the at least one application markup language document includes application instructions; c) correlating, through operation of the at least one computer, at least one portion of the application instructions received in (b) to the at least one resource of the banking machine responsive to the configuration data received in (a); and d) causing, through operation of the at least one computer, a banking transaction to be performed with the banking machine responsive to the application instructions, wherein the banking transaction includes operation of the at least one resource correlated in (c), and wherein the banking transaction is operative to cause a transfer of funds with respect to an account corresponding to data read from a user card through operation of the card reader.
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44. A method of operation of a banking system responsive to data read from data bearing records, comprising:
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a) storing in at least one data store, correlation data, wherein the at least one data store is in operative connection with at least one computer in an automated banking machine that includes a card reader operative to read data from user cards and wherein the banking machine includes a cash dispenser, wherein the correlation data is usable by the at least one computer to correlate a plurality of instructions included in markup language documents with a plurality of respective operations that can be carried out by transaction function devices of the banking machine, at least one of the operations including operating the cash dispenser to dispense cash from the banking machine; b) receiving with the banking machine at least one application markup language document; and c) operating the cash dispenser to cause cash to be dispensed from the banking machine, responsive to the operation of the at least one computer, the correlation data and the instructions included in the at least one application markup language document received in (b). - View Dependent Claims (45, 46, 47)
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Specification