COMPUTER SYSTEMS AND METHODS FOR ASSISTING ACCIDENT VICTIMS WITH INSURANCE CLAIMS
First Claim
1. A server system for offering targeted advertisements in connection with a loss report, the server system comprising:
- a loss reporting system comprising a loss report module and an advertising module, the loss report module operative to;
output a loss report interface for presentation to a user, the loss report interface configured to provide functionality for the user to create a loss report by inputting data corresponding to a loss, the loss data comprising one or more of at least one image, at least one video, and text, andprovide functionality for the user to electronically submit the loss report to one or more entities, the one or more entities comprising one or more of the following;
a claim adjuster, an insurer, and an attorney; and
the advertising module comprising computer hardware, the advertising module comprising;
a loss data mining module configured to analyze the loss data to determine one or more of a characteristic of the loss and a characteristic of the user, andan advertisement selector configured to obtain a loss-related advertisement based at least partly on a loss-reporting attribute of the loss reporting system and on one or more of the loss characteristic and the user characteristic, such that the advertisement is for an item that corresponds to one or more effects of the loss.
1 Assignment
0 Petitions
Accused Products
Abstract
Systems and methods for assisting loss participants with insurance claims may provide functionality for loss participants to create reports about losses. Each loss report may include media such as text, images, and video that documents the loss. The systems and methods may provide functionality for users to electronically submit the loss report to other entities, such as an insurer, an adjuster, an attorney, friends or family, and the like. Adjusters may also create loss reports or may request reports from technicians who specialize in creating loss reports. By virtue of the systems and methods being related to loss reporting, the systems and methods may select loss-related ads for presentation to users. These ads may be further targeted to users based at least partly on the loss information provided by users. For instance, the ads can be for items that correspond to one or more effects of a user'"'"'s loss.
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Citations
23 Claims
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1. A server system for offering targeted advertisements in connection with a loss report, the server system comprising:
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a loss reporting system comprising a loss report module and an advertising module, the loss report module operative to; output a loss report interface for presentation to a user, the loss report interface configured to provide functionality for the user to create a loss report by inputting data corresponding to a loss, the loss data comprising one or more of at least one image, at least one video, and text, and provide functionality for the user to electronically submit the loss report to one or more entities, the one or more entities comprising one or more of the following;
a claim adjuster, an insurer, and an attorney; andthe advertising module comprising computer hardware, the advertising module comprising; a loss data mining module configured to analyze the loss data to determine one or more of a characteristic of the loss and a characteristic of the user, and an advertisement selector configured to obtain a loss-related advertisement based at least partly on a loss-reporting attribute of the loss reporting system and on one or more of the loss characteristic and the user characteristic, such that the advertisement is for an item that corresponds to one or more effects of the loss. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer-readable storage medium having instructions stored thereon that cause one or more processors to perform a method of offering targeted advertisements in connection with a loss report, the method comprising:
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outputting one or more loss report interfaces using a network application for presentation to a user, the one or more loss report interfaces configured to provide functionality for the user to create a loss report by inputting data corresponding to a loss, the loss data comprising one or more of at least one image, at least one video, and text; providing functionality for the user to electronically submit the loss report to one or more entities, the one or more entities comprising one or more of the following;
a claim adjuster, an insurer, and an attorney; andusing one or more processors to obtain a loss-related advertisement based at least partly on a loss-reporting attribute of the network application and on one or more of loss, user, and claim information mined from the loss data, such that the advertisement is for an item that corresponds to one or more effects of the loss. - View Dependent Claims (9, 10, 11, 12, 22)
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13. A processor-implemented method of advertising insurance, the method comprising:
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providing a loss-reporting network application comprising a loss report interface, the loss report interface configured to provide functionality for a user to create a loss report by inputting data corresponding to a loss, the loss data comprising one or more of at least one image, at least one video, and text; receiving an indication of a type of the loss; using one or more processors to select an advertisement based at least partly on the type of the loss, the advertisement comprising a logo of an insurer that provides insurance for the loss type; and automatically embedding the advertisement in the loss data. - View Dependent Claims (14, 15, 16, 23)
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17. A loss reporting system, the loss reporting system comprising:
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a loss report module operative to output a loss report interface for presentation to a user, the loss report interface configured to provide functionality for the user to prepare a loss report by inputting loss data corresponding to a loss; a training module operative to electronically provide instructions for preparing the loss report to the user, such that the loss report includes information relevant to an insurance claim; and an advertising module comprising computer hardware, the advertising module configured to use loss information to obtain an advertisement targeted to the user, the advertisement being for an item that corresponds to one or more effects of the loss. - View Dependent Claims (18, 19, 20, 21)
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Specification