PERSONAL FINANCE PLANNER FOR MOBILE COMMUNICATIONS DEVICE
First Claim
Patent Images
1. A method of managing and tracking personal financial information on a mobile communications device that includes a bar code scanner or a camera with pattern recognition, the method comprising:
- determining, by the mobile communications device, the cost of an item to be purchased, by one or more of;
scanning, with the bar code scanner, a bar code containing cost information for the item, orcapturing, with the camera, an image of a cost associated with the item or a bar code containing cost information associated with the item and recognizing cost information for the item using the pattern recognition;
applying the determined cost of the item to one or more financial metrics associated with a user of the mobile communications device;
calculating changes in the one or more financial metrics based on applying the determined cost of the item; and
presenting the changes in the one or more financial metrics via one or more of a display or a speaker.
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Abstract
Disclosed is a method, system, and computer readable medium for managing and tracking personal financial information on a mobile communications device. The cost of an item to be purchased is input into the mobile communications device. The cost is then applied to one or more current financial metrics associated with a user of the mobile communications device. A change in the one or more financial metrics is calculated. The changes in the one or more financial metrics are then presented using a display and/or a speaker.
27 Citations
26 Claims
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1. A method of managing and tracking personal financial information on a mobile communications device that includes a bar code scanner or a camera with pattern recognition, the method comprising:
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determining, by the mobile communications device, the cost of an item to be purchased, by one or more of; scanning, with the bar code scanner, a bar code containing cost information for the item, or capturing, with the camera, an image of a cost associated with the item or a bar code containing cost information associated with the item and recognizing cost information for the item using the pattern recognition; applying the determined cost of the item to one or more financial metrics associated with a user of the mobile communications device; calculating changes in the one or more financial metrics based on applying the determined cost of the item; and presenting the changes in the one or more financial metrics via one or more of a display or a speaker. - View Dependent Claims (3, 4, 5, 6, 7, 26)
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2. (canceled)
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8. A computer-readable memory device to store one or more instructions to manage and track personal financial information on a mobile communications device, the computer-readable memory device comprising:
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one or more instructions to determine the cost of an item to be purchased, by one or more of; scanning, with a bar code scanner, a bar code containing cost information for the item, or capturing, with a camera, an image of a cost associated with the item or a bar code containing cost information associated with the item and recognizing cost information for the item using pattern recognition; one or more instructions to apply the determined cost of the item to one or more current financial metrics associated with a user of the mobile communications device; one or more instructions to calculate changes in the one or more financial metrics; and one or more instructions to present the changes in the one or more financial metrics using one or more of a display or a speaker. - View Dependent Claims (10, 11, 12, 13, 14)
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9. (canceled)
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15. A system for managing and tracking personal financial information on a mobile communications device, the system comprising:
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a memory device to store one or more instructions; one or more processors to execute the one or more instructions to cause the processor to; determine the cost of an item to be purchased, by one or more of; scanning, with a bar code scanner, a bar code containing cost information for the item, or capturing, with a camera, an image of a cost associated with the item or a bar code containing cost information associated with the item and recognizing cost information for the item using pattern recognition; apply the determined cost of the item to one or more financial metrics associated with a user of the mobile communications device; calculate changes in the one or more financial metrics; and present the changes in the one or more financial metrics using one or more of a display or a speaker connected to the processor; and one or more RF modules coupled with the processor to send and receive data - View Dependent Claims (16, 19, 20, 21, 22, 24, 25)
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17. (canceled)
- 18. (canceled)
Specification