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TRANSACTION SERVER CONFIGURED TO AUTHORIZE PAYMENT TRANSACTIONS USING MOBILE TELEPHONE DEVICES

  • US 20090254479A1
  • Filed: 03/26/2009
  • Published: 10/08/2009
  • Est. Priority Date: 04/02/2008
  • Status: Abandoned Application
First Claim
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1. A computer-implemented method for processing payment transactions initiated using a mobile telephone as a payment device, comprising:

  • receiving a request to enroll a mobile telephone in a payment transaction system, wherein the request includes an indication of an identity of an individual enrolling the mobile telephone and the telephone number of the mobile telephone;

    establishing a bank account for the mobile telephone, wherein the bank account is tied to both the individual and the telephone number of the mobile telephone received with the request; and

    providing a payment application for installation on the mobile telephone, wherein the payment application, when executed on the mobile telephone, allows the individual to initiate payment transactions using the mobile telephone as the payment device.

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  • 3 Assignments
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