SYSTEMS AND METHODS FOR DISTRIBUTING AND REDEEMING CREDITS ON A BROADCAST SYSTEM

• US 20090254930A1
• Filed: 04/02/2009
• Published: 10/08/2009
• Est. Priority Date: 04/04/2008
• Status: Active Grant

• Current Assignee: Qualcomm, Inc.
• Original Assignee: Qualcomm, Inc.
• Inventors: Dondeti, Lakshminath Reddy, Perez, Aram, Lo, Charles N., Gillies, Donald William
• Granted Patent: US 8,689,247 B2
• Time in Patent Office: Days
• US Class Current: 725/2
• CPC Class Codes: G06Q 20/306 using TV related infrastructures external card used for payment with client device H04N21/4185
• CPC Class Codes: G06Q 20/387 Payment using discounts or coupons relating to marketing G06Q30/02
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0207 Discounts or incentives, e.g. coupons or rebates
• CPC Class Codes: H04N 21/2542 for selling goods, e.g. TV shopping payment schemes, payment architectures or payment protocols for electronic shopping systems G06Q20/12
• CPC Class Codes: H04N 21/2543 Billing , e.g. for subscription services payment schemes, architectures or protocols G06Q20/00; e-commerce G06Q30/00; arrangements for billing for the use of broadcast information or broadcast-related information H04H60/21
• CPC Class Codes: H04N 21/25816 involving client authentication restricting access to computer systems by authenticating users using a predetermined code G06F21/33; cryptographic authentication protocols H04L9/32; networks authentication protocols H04L63/08; authentication in wireless network security H04W12/06
• CPC Class Codes: H04N 21/26613 for generating or managing keys in general key distribution for secret or secure communication involving central third party, e.g. key distribution center [KDC] or trusted third party [TTP] H04L9/083; network support of key management H04L63/06; key management for network security in communication control or processing H04W12/04
• CPC Class Codes: H04N 21/4126 The peripheral being portable, e.g. PDAs or mobile phones
• CPC Class Codes: H04N 21/41407 embedded in a portable device, e.g. video client on a mobile phone, PDA, laptop constructional details of equipment or arrangements specially adapted for portable computer application G06F1/1626; arrangements specially adapted for mobile receivers in broadcast systems H04H20/57
• CPC Class Codes: H04N 21/4623 Processing of entitlement messages, e.g. ECM [Entitlement Control Message] or EMM [Entitlement Management Message] arrangements for conditional access to broadcast information or to broadcast-related services H04H60/14
• CPC Class Codes: H04N 21/47815 Electronic shopping payment schemes, payment architectures or payment protocols for electronic shopping systems G06Q20/12
• CPC Class Codes: H04N 21/4784 receiving rewards
• CPC Class Codes: H04N 7/17318 Direct or substantially direct transmission and handling of requests

Abstract

Methods and systems enable receiving on mobile devices credits, tokens or coupons from mobile TV broadcast service providers. Credits may be delivered via direct unicast messages such as SMS or e-mail, or via broadcast provisioning messages. Subscription response messages may be used to deliver credits to mobile devises which transmit a request for service. Broadcast service providers may push credits to mobile devices by transmitting a solicited pull message or a credit grant push message. Credits may be sent to mobile devices within a credit response message or a long term decryption key message. Credits may be used a purchase transaction, with the broadcast service provider controlling redemption of credits by sending an a long term decryption key message via a unicast network or a short term decryption key message via the broadcast network to cause mobile devices to decrement their stored credits.

Claims

1. A method for providing credits in a mobile broadcast TV system, comprising:

transmitting a first message from a broadcast service provider to a mobile device via a unicast network, the first message including credit information defining an amount of credits to be conveyed to the mobile device;

storing the credit information in memory of the mobile device as a credit amount; and

decrementing a portion of the credit amount in response to receiving a second message from the broadcast service provider as part of a purchase transaction.

2. The method of claim 1, further comprising:

transmitting a service request message from the mobile device to the broadcast service provider via the unicast network,

wherein the first message is a service response message transmitted via the unicast network in response to the broadcast service provider receiving the service request message, the service response message including the credit information.

3. The method of claim 2, wherein:

the service request message comprises a subscription request message; and

the service response message comprises a subscription response message.

4. The method of claim 2, wherein:

the service request message comprises a token purchase request message; and

the service response message comprises a token purchase response message.

5. The method of claim 1, further comprising:

transmitting a solicited pull message from the broadcast service provider to the mobile device; and

transmitting a service request message from the mobile device to the broadcast service provider via the unicast network in response to receiving the solicited pull message,

wherein the first message is a long term decryption key message transmitted via the unicast network in response to the broadcast service provider receiving the service request message, the long term decryption key message including the credit information.

6. The method of claim 5, wherein the solicited pull message is transmitted via the unicast network.

7. The method of claim 5, wherein the solicited pull message is transmitted via a broadcast network.

8. The method of claim 1, further comprising:

transmitting a credit grant push message from the broadcast service provider to the mobile device via the unicast network,

wherein the first message is a long term decryption key message transmitted via the unicast network after the credit grant push message has been transmitted, the long term decryption key message including the credit information.

9. The method of claim 1, wherein decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises decrementing the credits in response to receiving a short term decryption key message that is processed to enable viewing of mobile broadcast TV programming.

10. The method of claim 1, wherein decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises decrementing the credits in response to receiving a long term decryption key message purse mode message, the method further comprising:

receiving a payment request message from a merchant at the broadcast service provider requesting decrementing of credits as part of a purchase transaction, wherein the long term decryption key message purse mode message is transmitted by the broadcast service provider to the mobile device in response to receiving the payment request message;

transmitting a verification message from the mobile device to the broadcast service provider via the unicast network when the credits have been decremented; and

transmitting a payment response message from the broadcast service provider to the merchant in response to receiving the verification message confirming that the credits have been decremented in the mobile device.

11. The method of claim 1, wherein decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises decrementing the credits in response to receiving a short term key message (STKM) null program message via a broadcast network, the method further comprising:

receiving a payment request message from a merchant at the broadcast service provider requesting decrementing of credits as part of a purchase transaction, wherein the STKM null program message is broadcast by the broadcast service provider to the mobile device in response to receiving the payment request message;

transmitting a verification message from the mobile device to the broadcast service provider via a unicast network when the credits have been decremented;

transmitting a payment response message from the broadcast service provider to the merchant in response to receiving the verification message confirming that the credits have been decremented in the mobile device.

12. A mobile broadcast TV system, comprising:

a unicast communication network;

a mobile broadcast network including

a broadcast antenna, and

a broadcast network server coupled to the broadcast antenna and to the unicast network, the broadcast network server configured with server processor-executable instructions to perform steps comprising

transmitting a first message from a broadcast service provider to a mobile device via a unicast network, the first message including credit information defining an amount of credits to be conveyed to the mobile device; and

a mobile device including

a mobile device processor,

a unicast transceiver coupled to the processor and configured to communicate with the unicast network, and

a broadcast receiver coupled to the processor and configured to receive communications from the broadcast network,

wherein the mobile device processor is configured with processor-executable instructions to perform steps comprising;

storing the credit information in memory of the mobile device as credit amount; and

decrementing a portion of the credit amount in response to receiving a second message from the broadcast service provider as part of a purchase transaction.

13. The mobile broadcast TV system of claim 12, wherein:

the mobile device processor is configured with processor-executable instructions to perform further steps comprising transmitting a service request message from the mobile device to the broadcast network via the unicast network, and

the broadcast network server is configured with server processor-executable instructions such that the first message is a service response message transmitted via the unicast network in response to the broadcast network receiving the service request message, the service response message including the credit information.

14. The mobile broadcast TV system of claim 13, wherein:

the service request message comprises a subscription request message; and

the service response message comprises a subscription response message.

15. The mobile broadcast TV system of claim 13, wherein:

the service request message comprises a token purchase request message; and

the service response message comprises a token purchase response message.

16. The mobile broadcast TV system of claim 12, wherein:

the broadcast network server is configured with server processor-executable instructions to perform further steps comprising transmitting a solicited pull message from the broadcast service provider to the mobile device; and

the mobile device processor is configured with processor-executable instructions to perform further steps comprising transmitting a service request message to the broadcast network server provider via the unicast network in response to receiving the solicited pull message,

wherein the broadcast network server is configured with server processor-executable instructions such that the first message is a long term decryption key message transmitted via the unicast network in response to the broadcast network server receiving the service request message, the long term decryption key message including the credit information.

17. The mobile broadcast TV system of claim 16, wherein the broadcast network server is configured with server processor-executable such that the solicited pull message is transmitted via the unicast network.

18. The mobile broadcast TV system of claim 16, wherein the broadcast network server is configured with server processor-executable instructions such that the solicited pull message is transmitted via a broadcast network.

19. The mobile broadcast TV system of claim 12, wherein the broadcast network server is configured with server processor-executable instructions to perform further steps comprising:

transmitting a credit grant push message from the broadcast service provider to the mobile device via a unicast network,

transmitting in the first message a long term decryption key message via the unicast network after the credit grant push message has been transmitted, the long term decryption key message including the credit information.

20. The mobile broadcast TV system of claim 12, wherein the mobile device processor is configured with processor-executable instructions to perform further steps comprising decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises decrementing the credits in response to receiving a short term decryption key message that is processed to enable viewing of mobile broadcast TV programming.

21. The mobile broadcast TV system of claim 12, wherein:

the mobile device processor is configured with processor-executable instructions such that decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises decrementing the credits in response to receiving a long term decryption key message purse mode message;

the broadcast network server is configured with server processor-executable instructions to perform further steps comprising receiving a payment request message from a merchant at the broadcast service provider requesting decrementing of credits as part of a purchase transaction, wherein the long term decryption key message purse mode message is transmitted by the broadcast service provider to the mobile device in response to receiving the payment request message;

the mobile device processor is configured with processor-executable instructions to perform further steps comprising transmitting a verification message from the mobile device to the broadcast service provider via the unicast network when the credits have been decremented; and

the broadcast network server is configured with server processor-executable instructions to perform further steps comprising transmitting a payment response message from the broadcast service provider to the merchant in response to receiving the verification message confirming that the credits have been decremented in the mobile device.

22. The mobile broadcast TV system of claim 12, wherein:

the mobile device processor is configured with processor-executable instructions such that decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises decrementing the credits in response to receiving a short term key message (STKM) null program message via a broadcast network

the broadcast network server is configured with server processor-executable instructions to perform further steps comprising receiving a payment request message from a merchant at the broadcast service provider requesting decrementing of credits as part of a purchase transaction, wherein the STKM null program message is broadcast by the broadcast service provider to the mobile device in response to receiving the payment request message;

the mobile device processor is configured with processor-executable instructions to perform further steps comprising transmitting a verification message to the broadcast service provider via the unicast network when the credits have been decremented; and

the broadcast network server is configured with server processor-executable instructions to perform further steps comprising transmitting a payment response message from the broadcast service provider to the merchant in response to receiving the verification message confirming that the credits have been decremented in the mobile device.

23. A mobile device configured to receive mobile broadcast TV services, comprising:

a processor;

a mobile broadcast receiver coupled to the processor, the mobile broadcast receiver configured to receive mobile broadcast transmissions from a mobile broadcast service provider;

a cellular network transceiver coupled to the processor and configured to communicate with a unicast cellular network; and

a memory coupled to the processor,

wherein the processor is configured with processor-executable instructions to perform steps comprising;

receiving via the cellular network transceiver a first message from a broadcast service provider transmitted via the unicast network, the first message including credit information defining an amount of credits to be conveyed to the mobile device;

storing the credit information in the memory as a credit amount; and

decrementing a portion of the credit amount in response to receiving a second message from the broadcast service provider as part of a purchase transaction.

24. The mobile device of claim 23, wherein the processor is configured with processor-executable instructions to perform further steps comprising:

transmitting via the cellular network transceiver a service request message to the broadcast service provider via the unicast network; and

storing in the memory credit information received within the first message which is a service response message.

25. The mobile device of claim 24, wherein:

the service request message comprises a subscription request message; and

the service response message comprises a subscription response message.

26. The mobile device of claim 24, wherein:

the service request message comprises a token purchase request message; and

the service response message comprises a token purchase response message.

27. The mobile device of claim 23, wherein the processor is configured with processor-executable instructions to perform further steps comprising:

receiving a solicited pull message from the broadcast service provider;

transmitting via the cellular network transceiver a service request message to the broadcast service provider via the unicast network in response to receiving the solicited pull message; and

storing credit information received in the first message which is a long term decryption key message transmitted via the unicast network.

28. The mobile device of claim 27, wherein the processor is configured with processor-executable instructions to receive the solicited pull message via the cellular network transceiver from the unicast network.

29. The mobile device of claim 27, wherein the processor is configured with processor-executable instructions to receive the solicited pull message via the mobile broadcast receiver in a transmission from the broadcast network.

30. The mobile device of claim 23, wherein the processor is configured with processor-executable instructions to perform further steps comprising:

receiving via the cellular network transceiver a credit grant push message from the broadcast service provider via the unicast network; and

storing credit information received in the first message which is a long term decryption key message received via the cellular network transceiver from the unicast network after the credit grant push message is received.

31. The mobile device of claim 23, wherein the processor is configured with processor-executable instructions such that decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises decrementing the credits in response to receiving a short term decryption key message that is processed to enable viewing of mobile broadcast TV programming.

32. The mobile device of claim 23, wherein:

the processor is configured with processor-executable instructions such that decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises decrementing the credits in response to receiving a long term decryption key message purse mode message,

the processor is configured with processor-executable instructions to perform further steps comprising;

receiving the long term decryption key message purse mode message from the broadcast service provider; and

transmitting via the cellular network transceiver a verification message to the broadcast service provider via the unicast network when the credits have been decremented.

33. The mobile device of claim 23, wherein:

the processor is configured with processor-executable instructions such that decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises decrementing the credits in response to receiving a short term key message (STKM) null program message via a broadcast network;

the processor is configured with processor-executable instructions to perform further steps comprising;

receiving the STKM null program message from the broadcast service provider; and

transmitting via the cellular network transceiver a verification message to the broadcast service provider via a unicast network when the credits have been decremented.

34. A server within a mobile broadcast TV system, the server comprising:

a server processor coupled to a mobile broadcast transmitter and to a unicast network, the server processor configured with processor-executable instructions to perform steps comprising;

receiving a service request message from a mobile device via the unicast network;

transmitting a service response message to the mobile device via the unicast network in response to receiving the service request message, the service response message including credit information defining an amount of credits to be conveyed to the mobile device.

35. The server of claim 34, wherein:

the service request message comprises a subscription request message; and

the service response message comprises a subscription response message.

36. The server of claim 34, wherein:

the service request message comprises a token purchase request message; and

the service response message comprises a token purchase response message.

37. The server of claim 34, wherein the server processor is configured with processor-executable instructions to perform further steps comprising:

transmitting a solicited pull message to the mobile device; and

transmitting a long term decryption key message to the mobile device via the unicast network in response to receiving the service request message, the long term decryption key message including the credit information.

38. The server of claim 37, wherein the server processor is configured with processor-executable instructions to transmit the solicited pull message via the unicast network.

39. The server of claim 37, wherein the server processor is configured with processor-executable instructions to transmit the solicited pull message via a broadcast network.

40. The server of claim 34, wherein the server processor is configured with processor-executable instructions to perform further steps comprising:

transmitting a credit grant push message to the mobile device via the unicast network; and

transmitting a long term decryption key message to the mobile device via the unicast network after the credit grant push message has been transmitted, the long term decryption key message including the credit information.

41. The server of claim 34, wherein the server processor is configured with processor-executable instructions to perform further steps comprising:

receiving a payment request message from a merchant at the broadcast service provider requesting decrementing of credits as part of a purchase transaction;

transmitting a long term decryption key message purse mode message to the mobile device in response to receiving the payment request message;

receiving a verification message from the mobile device via the unicast network, the verification message; and

transmitting a payment response message to the merchant in response to receiving the verification message confirming that the credits have been decremented in the mobile device.

42. The server of claim 34, wherein the server processor is configured with processor-executable instructions to perform further steps comprising:

receiving a payment request message from a merchant at the broadcast service provider requesting decrementing of credits as part of a purchase transaction

transmitting a short term key message (STKM) null program message to the mobile device via the broadcast network transmitter in response to receiving the payment request message;

receiving a verification message from the mobile device via the unicast network; and

transmitting a payment response message to the merchant in response to receiving the verification message confirming that the credits have been decremented in the mobile device.

43. A mobile device configured to receive mobile broadcast TV services, comprising:

means for receiving a first message from a broadcast service provider transmitted via a unicast network, the first message including credit information defining an amount of credits to be conveyed to the mobile device;

means for storing the credit information as a credit amount;

means for receiving a second message from the broadcast service provider as part of a purchase transaction; and

means for decrementing a portion of the credit amount in response to receiving the second message from the broadcast service provider.

44. The mobile device of claim 43, further comprising:

means for transmitting a service request message to the broadcast service provider via the unicast network; and

means for storing credit information received within the first message which is a service response message.

45. The mobile device of claim 44, wherein:

means for transmitting a service request message comprises means for transmitting a subscription request message; and

the service response message comprises a subscription response message.

46. The mobile device of claim 44, wherein:

means for transmitting a service request message comprises means for transmitting a token purchase request message; and

the service response message comprises a token purchase response message.

47. The mobile device of claim 43, further comprising:

means for receiving a solicited pull message from the broadcast service provider;

means for transmitting a service request message to the broadcast service provider via the unicast network in response to receiving the solicited pull message; and

means for storing credit information received in the first message which is a long term decryption key message transmitted via the unicast network.

48. The mobile device of claim 47, further comprising means for receiving the solicited pull message from the unicast network.

49. The mobile device of claim 47, further comprising means for receiving the solicited pull message from a broadcast network.

50. The mobile device of claim 43, further comprising:

means for receiving a credit grant push message from the broadcast service provider via the unicast network; and

means for storing credit information received in the first message which is a long term decryption key message received from the unicast network after the credit grant push message is received.

51. The mobile device of claim 43, wherein means for receiving a second message from the broadcast service provider as part of a purchase transaction comprises means for decrementing the credits in response to receiving a short term decryption key message that is processed to enable viewing of mobile broadcast TV programming.

52. The mobile device of claim 43, wherein:

means for decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises means for decrementing the credits in response to receiving a long term decryption key message purse mode message,

the mobile device further comprising;

means for receiving the long term decryption key message purse mode message from the broadcast service provider; and

means for transmitting a verification message to the broadcast service provider via the unicast network when the credits have been decremented.

53. The mobile device of claim 43, wherein:

means for decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises means for decrementing the credits in response to receiving a short term key message (STKM) null program message via a broadcast network;

the mobile device further comprising;

means for receiving the STKM null program message from the broadcast service provider; and

means for transmitting a verification message to the broadcast service provider via the unicast network when the credits have been decremented.

54. A server within a mobile broadcast TV system, the server comprising:

means for receiving a service request message from a mobile device via a unicast network;

means for transmitting a service response message to the mobile device via the unicast network in response to receiving the service request message, the service response message including credit information defining an amount of credits to be conveyed to the mobile device.

55. The server of claim 54, wherein:

the service request message comprises a subscription request message; and

the service response message comprises a subscription response message.

56. The server of claim 54, wherein:

the service request message comprises a token purchase request message; and

the service response message comprises a token purchase response message.

57. The server of claim 54, wherein the server processor is configured with processor-executable instructions to perform further steps comprising:

transmitting a solicited pull message to the mobile device; and

transmitting a long term key message (LTKM) to the mobile device via the unicast network in response to receiving the service request message, the LTKM including the credit information

58. The server of claim 57, further comprising means for transmitting the solicited pull message via the unicast network.

59. The server of claim 57, further comprising means for transmitting the solicited pull message via a broadcast network.

60. The server of claim 54, further comprising:

means for transmitting a credit grant push message to the mobile device via the unicast network; and

means for transmitting a long term decryption key message to the mobile device via the unicast network after the credit grant push message has been transmitted, the long term decryption key message including the credit information.

61. The server of claim 54, further comprising:

means for receiving a payment request message from a merchant at the broadcast service provider requesting decrementing of credits as part of a purchase transaction;

means for transmitting a long term decryption key message purse mode message to the mobile device in response to receiving the payment request message;

means for receiving a verification message from the mobile device via the unicast network, the verification message; and

means for transmitting a payment response message to the merchant in response to receiving the verification message confirming that the credits have been decremented in the mobile device.

62. The server of claim 54, further comprising:

means for receiving a payment request message from a merchant at the broadcast service provider requesting decrementing of credits as part of a purchase transaction

means for transmitting a short term key message (STKM) null program message to the mobile device via the broadcast network transmitter in response to receiving the payment request message;

means for receiving a verification message from the mobile device via the unicast network; and

means for transmitting a payment response message to the merchant in response to receiving the verification message confirming that the credits have been decremented in the mobile device.

63. A computer program product, comprising:

a computer-readable medium, comprising;

at least one instruction for receiving a first message from a broadcast service provider transmitted via a unicast network, the first message including credit information defining an amount of credits to be conveyed to the mobile device;

at least one instruction for storing the credit information in memory as a credit amount; and

at least one instruction for decrementing a portion of the credit amount in response to receiving a second message from the broadcast service provider as part of a purchase transaction.

64. The computer program product of claim 63, wherein the computer-readable medium further comprises:

at least one instruction for transmitting via the cellular network transceiver a service request message to the broadcast service provider via the unicast network; and

at least one instruction for storing in memory credit information received within the first message which is a service response message.

65. The computer program product of claim 64, wherein:

the service request message comprises a subscription request message; and

the service response message comprises a subscription response message.

66. The computer program product of claim 64, wherein:

the service request message comprises a token purchase request message; and

the service response message comprises a token purchase response message.

67. The computer program product of claim 63, wherein the computer-readable medium further comprises:

at least one instruction for receiving a solicited pull message from the broadcast service provider; and

at least one instruction for transmitting via the cellular network transceiver a service request message to the broadcast service provider via the unicast network in response to receiving the solicited pull message; and

at least one instruction for storing credit information received in the first message which is a long term decryption key message transmitted via the unicast network.

68. The computer program product of claim 67, wherein the computer-readable medium further comprises at least one instruction to receive the solicited pull message via the cellular network transceiver from the unicast network.

69. The computer program product of claim 67, wherein the computer-readable medium further comprises at least one instruction to receive the solicited pull message via the mobile broadcast receiver in a transmission from the broadcast network.

70. The computer program product of claim 63, wherein the computer-readable medium further comprises:

at least one instruction for receiving via the cellular network transceiver a credit grant push message from the broadcast service provider via the unicast network; and

at least one instruction for storing credit information received in the first message which is a long term decryption key message received via the cellular network transceiver from the unicast network after the credit grant push message is received.

71. The computer program product of claim 63, wherein the at least one instruction for decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises at least one instruction for decrementing the credits in response to receiving a short term decryption key message that is processed to enable viewing of mobile broadcast TV programming.

72. The computer program product of claim 63, wherein:

the at least one instruction for decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises at least one instruction for decrementing the credits in response to receiving a long term decryption key message purse mode message,

the computer-readable medium further comprises;

at least one instruction for receiving the LTKM purse mode message from the broadcast service provider; and

at least one instruction for transmitting via the cellular network transceiver a verification message to the broadcast service provider via the unicast network when the credits have been decremented.

73. The computer program product of claim 63, wherein:

the at least one instruction for decrementing a portion of the credits in response to receiving a second message from the broadcast service provider as part of a purchase transaction comprises at least one instruction for decrementing the credits in response to receiving a short term key message (STKM) null program message via a broadcast network;

the computer-readable medium further comprises;

at least one instruction for receiving the STKM null program message from the broadcast service provider; and

at least one instruction for transmitting via the cellular network transceiver a verification message to the broadcast service provider via a unicast network when the credits have been decremented.

74. A computer program product, comprising:

a computer-readable medium comprising;

at least one instruction for receiving a service request message from a mobile device via the unicast network;

at least one instruction for transmitting a service response message to the mobile device via the unicast network in response to receiving the service request message, the service response message including credit information defining an amount of credits to be conveyed to the mobile device.

75. The computer program product of claim 74, wherein:

the service request message comprises a subscription request message; and

the service response message comprises a subscription response message.

76. The computer program product of claim 74, wherein:

the service request message comprises a token purchase request message; and

the service response message comprises a token purchase response message.

77. The computer program product of claim 74, wherein the computer-readable medium further comprises:

at least one instruction for transmitting a solicited pull message to the mobile device; and

at least one instruction for transmitting a long term decryption key message to the mobile device via the unicast network in response to receiving the service request message, the long term decryption key message including the credit information.

78. The computer program product of claim 77, wherein the computer-readable medium further comprises at least one instruction to transmit the solicited pull message via the unicast network.

79. The computer program product of claim 77, wherein the computer-readable medium further comprises at least one instruction to transmit the solicited pull message via a broadcast network.

80. The computer program product of claim 74, wherein the computer-readable medium further comprises:

at least one instruction for transmitting a credit grant push message to the mobile device via the unicast network; and

at least one instruction for transmitting a long term decryption key message to the mobile device via the unicast network after the credit grant push message has been transmitted, the long term decryption key message including the credit information.

81. The computer program product of claim 74, wherein the computer-readable medium further comprises:

at least one instruction for receiving a payment request message from a merchant at the broadcast service provider requesting decrementing of credits as part of a purchase transaction;

at least one instruction for transmitting a long term decryption key message purse mode message to the mobile device in response to receiving the payment request message;

at least one instruction for receiving a verification message from the mobile device via the unicast network, the verification message; and

at least one instruction for transmitting a payment response message to the merchant in response to receiving the verification message confirming that the credits have been decremented in the mobile device.

82. The computer program product of claim 74, wherein the computer-readable medium further comprises:

at least one instruction for receiving a payment request message from a merchant at the broadcast service provider requesting decrementing of credits as part of a purchase transaction

at least one instruction for transmitting a short term key message (STKM) null program message to the mobile device via the broadcast network transmitter in response to receiving the payment request message;

at least one instruction for receiving a verification message from the mobile device via the unicast network; and

at least one instruction for transmitting a payment response message to the merchant in response to receiving the verification message confirming that the credits have been decremented in the mobile device.