Method and Apparatus for Displaying Embedded Chip States and Embedded Chip End-User Application States

• US 20090255988A1
• Filed: 06/24/2009
• Published: 10/15/2009
• Est. Priority Date: 05/22/2003
• Status: Active Grant

• Current Assignee: Kyndryl Incorporated
• Original Assignee: International Business Machines Corporation
• Inventors: Fellenstein, Craig William, Di Luoffo, Vincenzo Valentino
• Granted Patent: US 7,814,010 B2
• Time in Patent Office: Days
• US Class Current: 235/380
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3552 Downloading or loading of personalisation data
• CPC Class Codes: G06Q 20/3572 Multiple accounts on card
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A method and apparatus for managing applications installed on a smartcard. The invention comprises a Smartcard Management Program (SMP), a User Action Program (UAP), a User Command Program (UCP), an Application Status Update Program (ASUP), and a Card Status Update Program (CSUP). The SMP interfaces with smartcard communications system and accepts the user commands. The UAP obtains applications from external sources, updates the user profile, and transmits the user profile to the user for viewing on a graphical user interface. The UCP breaks the user commands into card actions and application actions and executes the card actions and application actions. The ASUP updates the user profile by changing the entry in an application name column, an application status column, a user action column, and an information column. The CSUP updates the user profile by changing the entry in the card status field.

Claims

1. A method for managing a plurality of applications on a smartcard comprising:

receiving a personal identification number from an input device of a client card system, wherein the smartcard is inserted into the client card system, and wherein the client card system comprises a computer having an interface for communication with the smart card;

obtaining a chip information number from the smartcard;

using the chip information number to obtain a user profile;

transmitting the user profile to a graphical user interface;

displaying data contained within the user profile on the graphical user interface, wherein the data contained within the user profile corresponds to the plurality of applications, wherein the graphical user interface depicts the plurality of applications that are operable to be modified, and wherein the graphical user interface depicts, for each of the plurality of applications, an application name, an application status, available user actions, and additional information related to each of the plurality of applications;

receiving at least one user command for at least one of the plurality of applications, wherein a set of available user actions is determined for each of the plurality of applications, wherein a user command performs an available user action from a set of available user actions corresponding to one of the plurality of applications; and

responsive to receiving the at least one user command, updating the user profile by executing the at least one user command to perform at least one corresponding available user action for the at least one of the plurality of applications, wherein updates to the user profile are installed on the smartcard.

12. The method of claim 1,

wherein the at least one user command comprises a user command to reset a PIN for the at least one of the plurality of applications, further comprising:

resetting the PIN for the at least one of the plurality of applications.

43. The method of claim 1, wherein the client card system is an automated teller machine.

44. The method of claim 1, wherein the client card system is a point-of-sale terminal.

45. The method of claim 1, wherein the at least one user command comprises a user command for downloading the at least one of the plurality of applications, further comprising:

downloading the at least one of the plurality of applications.

46. The method of claim 1, wherein the at least one user command comprises a user command for updating the at least one of the plurality of applications, further comprising:

updating the at least one of the plurality of applications.

47. The method of claim 1, wherein the at least one user command comprises a user command for installing the at least one of the plurality of applications, further comprising:

installing the at least one of the plurality of applications.

48. The method of claim 1, wherein the at least one user command comprises a user command for deleting the at least one of the plurality of applications, further comprising:

deleting the at least one of the plurality of applications.

49. The method of claim 1, wherein the at least one user command comprises a user command for personalizing the at least one of the plurality of applications, further comprising:

personalizing the at least one of the plurality of applications.

50. The method of claim 1, wherein a first set of available user action is determined for a first application of the plurality of applications and a second set of available user action is determined for a second application of the plurality of applications;

and wherein the first set of available user actions is different than the second set of available user actions.

51. The method of claim 1, wherein the available user actions are at least one of add, delete, update, install, personalize, and download.

52. The method of claim 1, wherein the application status is at least one of new, downloaded, ready, installed, blocked, deleted, update available, and pin updated.

2-11. -11. (canceled)

13-42. -42. (canceled)

53. A computer program product operable on a computer for managing a plurality of applications on a smartcard, the computer program product comprising:

a computer readable storage medium;

a plurality of instructions stored in the computer readable storage medium, wherein the plurality of instructions are configured to cause a processor in the computer to execute the plurality of instructions comprising;

instructions for receiving a personal identification number from an input device of a client card system, wherein the smartcard is inserted into the client card system, and wherein the client card system comprises a computer having an interface for communication with the smart card;

instructions for obtaining a chip information number from the smartcard;

instructions for using the chip information number to obtain a user profile;

instructions for transmitting the user profile to a graphical user interface;

instructions for displaying data contained within the user profile on the graphical user interface, wherein the data contained within the user profile corresponds to the plurality of applications, wherein the graphical user interface depicts the plurality of applications that are operable to be modified by the user, and wherein the graphical user interface depicts, for each of the plurality of applications, an application name, an application status, available user actions, and additional information related to each of the plurality of applications;

instructions for receiving at least one user command for at least one of the plurality of applications, wherein a set of available user actions is determined for each of the plurality of applications, wherein a user command performs an available user action from a set of available user actions corresponding to one of the plurality of applications; and

instructions for, responsive to receiving the at least one user command, updating the user profile by executing the at least one user command to perform at least one corresponding available user action for the at least one of the plurality of applications, wherein updates to the user profile are installed on the smartcard.

54. The computer program product of claim 53, wherein the at least one user command comprises a user command to reset a PIN for the at least one of the plurality of applications, further comprising:

instructions for resetting the PIN for the at least one of the plurality of applications.

55. The computer program product of claim 53, wherein the at least one user command comprises a user command for downloading the at least one of the plurality of applications, further comprising:

instructions for downloading the at least one of the plurality of applications.

56. The computer program product of claim 53, wherein the at least one user command comprises a user command for updating the at least one of the plurality of applications, further comprising:

instructions for updating the at least one of the plurality of applications.

57. The computer program product of claim 53, wherein the at least one user command comprises a user command for installing the at least one of the plurality of applications, further comprising:

instructions for installing the at least one of the plurality of applications.

58. The computer program product of claim 53, wherein the at least one user command comprises a user command for deleting the at least one of the plurality of applications, further comprising:

instructions for deleting the at least one of the plurality of applications.

59. The computer program product of claim 53, wherein the at least one user command comprises a user command for personalizing the at least one of the plurality of applications, further comprising:

instructions for personalizing the at least one of the plurality of applications.

60. An apparatus for managing a plurality of applications on a smartcard, the apparatus comprising:

a processor connected to a storage device;

a smartcard management program installed on the storage device; and

wherein the processor executes the smartcard management program to;

receive a personal identification number from an input device of a client card system, wherein the smartcard is inserted into the client card system, and wherein the client card system comprises a computer having an interface for communication with the smart card;

obtain a chip information number from the smartcard;

using the chip information number to obtain a user profile;

transmitting the user profile to a graphical user interface;

displaying data contained within the user profile on the graphical user interface, wherein the data contained within the user profile corresponds to the plurality of applications, wherein the graphical user interface depicts the plurality of applications that are operable to be modified by the user, and wherein the graphical user interface depicts, for each of the plurality of applications, an application name, an application status, available user actions, and additional information related to each of the plurality of applications;

receiving at least one user command for at least one of the plurality of applications, wherein a set of available user actions is determined for each of the plurality of applications, wherein a user command performs an available user action from a set of available user actions corresponding to one of the plurality of applications; and

responsive to receiving the at least one user command, updating the user profile by executing the at least one user command to perform at least one corresponding available user action for the at least one of the plurality of applications, wherein updates to the user profile are installed on the smartcard.

61. The apparatus of claim 60, wherein the client card system is an automated teller machine.

62. The apparatus of claim 60, wherein the client card system is a point-of-sale terminal.

63. The apparatus of claim 60, wherein the client card system, a chip management system, a security server, and a distribution server are connected to a communication network.

64. The apparatus of claim 63, wherein the smartcard management program, the client card system, the chip management system, the security server, and the distribution server communicate with one another via the communication network to update the smartcard using a secure communication channel established within the communication network.